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PayPal: PayPal Credit reviews

4.91
Based on 56,617 reviews, last reviewed 7th Apr 2026
537600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has simplified my life enormously PayPal Credit has simplified my life enormously due to their generous 4 months' interest-free facility for purchases over £100. I moved home this past... Read more Reviewed on: 7th April 2026
Penny P Incher's avatar
Penny P Incher

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (56617)

Definitely a secure way to pay online

5
It is a bit difficult for me to contact customer service. It is lengthy and ineffective, and I think PayPal needs to improve the service. But I can definitely say that using PayPal is much more secure than disclosing bank card details in online environments. Reviewed on: 11th May 2024

When ever their is a problem its sorted quickly ,the...

5
When ever their is a problem its sorted quickly ,the customer service is very good and always polite and very helpful Reviewed on: 11th May 2024

So easy to use and so safe also I would recommend th...

5
So easy to use and so safe also I would recommend this to all of my friends Reviewed on: 11th May 2024

Good customer service experience and no dodge custom...

4
Good customer service experience and no dodge customer service Reviewed on: 11th May 2024

good offers, widely available at the west.

5
good offers, widely available at the west. app putchese information minimal Reviewed on: 11th May 2024

It's accepted on most of the vendors

5
It's accepted on most of the vendors Reviewed on: 11th May 2024

Fantastic

5
Always had easy transactions, the one occasion I came into some trouble, they sorted it all out for me which was great Reviewed on: 11th May 2024

Look after the buyers

5
They look after the buyer when there's issues Reviewed on: 11th May 2024

Paypal help you to pay easily and safely , it’s grea...

5
Paypal help you to pay easily and safely , it’s great and fair rate Reviewed on: 11th May 2024

PayPal just makes everything so easy

5
PayPal just makes everything so easy, it’s accepted pretty much everywhere, it’s super secure and very, very easy to use. I used PayPal to pay for my MacBook Pro I love the flexibility and how it allows you to spread payments out for more expensive items. Reviewed on: 11th May 2024

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