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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

The safest way to pay

We find PayPal credit get for paying on line a go.to payment and now. In shop to with the card. Brilliant Reviewed on: 9th June 2026

Excellent

Excellent service gives me chance to buy what I need Reviewed on: 9th June 2026

This company is brilliant at not allowing you to tra...

This company is brilliant at not allowing you to transfer your balance to a lower interest card. They are also amazing at not highlighting this fact when making an application. What an amazing company..Yay. Reviewed on: 9th June 2026

Excellent customer service.

Excellent customer service. I was put at ease straight away and achieved everything I had hoped for - fantastic! Reviewed on: 9th June 2026

A convenient way to make, and receive payments.

I have used Paypal for some years now, it's a quick, easy way to make payments to businesses, charity, friends and also receive payments from anyone into your personal Payplan account. I have only disputed one transactoin and this was dealt with quickly and efficiently by customer services. Reviewed on: 9th June 2026

Easy to use the app, customer service always on hand...

Easy to use the app, customer service always on hand, simple payments Reviewed on: 9th June 2026

Everything works without pressure.

Everything works without pressure. And even if someone takes out a loan and forgets about the installment, for example, in the next day, there is no pressure from you. As a customer, I am always satisfied and I know that it is always possible to reach an agreement. For me, you are number one. Reviewed on: 9th June 2026

Great service.

Great service. Super fast transactions and solid range of products and services. Reviewed on: 9th June 2026

good to use

use many time easy to use and track Reviewed on: 9th June 2026

happy with service

happy with customer service and paypal available products, reliable and user friendly app Reviewed on: 9th June 2026

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