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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Never thought about a PayPal credit card until it wa...

Never thought about a PayPal credit card until it was highlighted while on the site. I was looking to purchase an item for just under £500 on another site and the timing was perfect. The site accepted the card payment and I got it 4 months interest free which was even better. This let me spread the cost. Thanks PayPal. Great idea and service. Reviewed on: 8th June 2026

always reliable and i use it very regularly

always reliable and i use it very regularly Reviewed on: 8th June 2026

Great way to spread the cost over 4 months.

Great way to spread the cost over 4 months. Reviewed on: 8th June 2026

Very flexible as it gives you option for payments in...

Very flexible as it gives you option for payments in 3-24 months also giving you all calculations Reviewed on: 8th June 2026

It’s always been great and they are very helpful whe...

It’s always been great and they are very helpful when you require help. Reviewed on: 8th June 2026

Good service how however...

Good service how however I cannot transfer the debt Reviewed on: 8th June 2026

Easy to use with good communication from them via em...

Easy to use with good communication from them via email. The app is so easy to use too. Reviewed on: 8th June 2026

PayPal credit saves my pocket!

I have been using PayPal credit for a number of years now. Every time I need an option for payments I will check if PayPal credit can be used and more often than not there usually a o% offer depending on time and length of the payments. It has made replacing stuff in my house when it breaks much more managable. Reviewed on: 8th June 2026

I would be lost without PayPal!

I would be lost without PayPal! They are simply a fantastic company Reviewed on: 8th June 2026

Good customer care and easy to access service

Good customer care and easy to access service Reviewed on: 8th June 2026

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