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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Debit deals, credit deals & Pay in 3 deals

Debit deals, credit deals & Pay in 3, all conveniently at my fingertips Reviewed on: 9th June 2026

Always great service over many years.

Always great service over many years. Reviewed on: 9th June 2026

PayPal credit

It's just great , easy to use app Reviewed on: 9th June 2026

Verysatisfied

Very happy. It really help me with my financial problem. i could use it to improve my house . Stress free and easy to apply.i recommend it everyone and i prefer it to credit card.I am really satisfied with it and its easy to use Reviewed on: 9th June 2026

I've used PayPal now for a few years.

I've used PayPal now for a few years.. its so easy when paying online for goods.. the PayPal credit and the 4 months interest on goods over £100 is so useful especially whilst everyday cost of living is getting harder. Reviewed on: 9th June 2026

0% rates

Really easy to apply for finance as an exsiting Paypal & offered a 0% option when other lenders wanted significant APR percentages Reviewed on: 9th June 2026

Very good offer (£20 off first purchase).

Very good offer (£20 off first purchase). Easy to use and set up payments. Also very convenient. I like that I have the option of using PayPal Credit anywhere, not just online, and also have the option of a physical card if I want one. Reviewed on: 9th June 2026

Good customer service is in top of my head and easy...

Good customer service is in top of my head and easy access to the app and bank account Reviewed on: 9th June 2026

So easy easand clear to use, and as safe as...

So easy and clear to use, and as safe as it can be Reviewed on: 9th June 2026

Easy to use and confident that it’s secure

Easy to use and confident that it’s secure Reviewed on: 9th June 2026

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