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PayPal: PayPal Credit reviews

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4.91
Based on 56,824 reviews, last reviewed 7th Apr 2026
556800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe, helpful, always there when needed, offers Safe, helpful, always there when needed, offers Reviewed on: 7th April 2026
Saba K's avatar
Saba K

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56824)

Digital dinosaur.

5
For a digital dinosaur., paypal is simple to use and navigate and most importantly, gives the on line purchase protection Reviewed on: 12th May 2024
Andrew F's avatar
Andrew F

PayPal is fantastic easy to use!

5
PayPal is fantastic easy to use! Easy to to transfers and use for shopping Reviewed on: 12th May 2024
Kath's avatar
Kath

Very good customer service app very easy to use feel...

5
Very good customer service app very easy to use feels very secure lots of places where it can be used pay in 4 an excellent product Reviewed on: 12th May 2024
Stephen C's avatar
Stephen C

I have been a paypal customer for many years, if I h...

5
I have been a paypal customer for many years, if I have to deal with customer service the teams are very professional, knowledgeable and can always resolve any issues. The pay in 3 option helps me to manage my money with the option to pay in 3 instalments which gives me the ability to treat myself. Which helps lead a better quality of life. It has the highest security and helps stay secure online, giving me 100% back up on all purchases. Reviewed on: 12th May 2024
kymm moore's avatar
kymm moore

Easy usage, friendly user and plenty of options avai...

5
Easy usage, friendly user and plenty of options available Reviewed on: 12th May 2024
Sharath 's avatar
Sharath

My favourite way to pay for peace of mind

5
When I pay with PayPal I am secure in the knowledge that PayPal have my back, if I have a problem with an item or seller they are there to resolve any issues, because of this I choose to use PayPal always where possible. Reviewed on: 12th May 2024
Lynda 's avatar
Lynda

Found it convenient and easy to use

5
Found it convenient and easy to use Reviewed on: 12th May 2024
Sandra D's avatar
Sandra D

Always there as a safety net when purchasing.

5
Always there as a safety net when purchasing. I was helped in the past when I made a purchase from a very adapt website where I made purchases from fraudsters, I got my money returned thanks to PayPal. Reviewed on: 12th May 2024
Natalie K's avatar
Natalie K

Great experience of using pay pal credit

5
Great experience of using pay pal credit Reviewed on: 12th May 2024
BASIL V's avatar
BASIL V

Helpful staff, user friendly website, expanded range...

5
Helpful staff, user friendly website, expanded range of services, customer referral rewards Reviewed on: 12th May 2024
Caroline M's avatar
Caroline M

Review PayPal: PayPal Credit now

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