Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Used PayPal for years

I’ve used PayPal for years for online purchases and it’s really straightforward. Reviewed on: 9th June 2026

Simple and easy to use App.

Simple and easy to use App. Paypal credit is very handy for larger purchases. Reviewed on: 9th June 2026

Easy to use!

PayPal credit is easy to use and available via most store checkouts. Reviewed on: 9th June 2026

Excellent experience, hassle free, easy to manage.

Excellent experience, hassle free, easy to manage. Reviewed on: 9th June 2026

Very easy to apply without too many questions and qu...

Very easy to apply without too many questions and quick approval. I like friendly approach. Reviewed on: 9th June 2026

Never had any issues.

Never had any issues. Easy to use and handy in emergencies. Reviewed on: 9th June 2026

Just a great service overall- what did we do before...

Just a great service overall- what did we do before PayPal?! Reviewed on: 9th June 2026

The excellence of using PayPal

I have a great 10+years with PayPal and I can honestly say from the bottom of my heart paypal has been 1 of the greatest or z greatest way of paying for all my needs with a very good rate. And customer service s have helped me many times even with any query or any problem I have ever had. They are very fast and prompt with tending too all your needs and any information you need they are always on point. They have very good customer service skills thst make you feel that you are alway s 1st to be helped in all your needs and questions. I have recommended many people to use PayPal as they are very secure and I will continue to advise people friends family etc to start using paypal as they won't be disappointed. I csn also say that the people I have got to use PayPal have told me they are so great full to paypal for there services and thankfully that I got them to use this great secure service and I will continue too push paypal too any 1 I know as I have full faith in paypal to be honest never let them down so THANK YOU PAYPAL and I will continue too use this great service for many years too come and I hope all do the same. Reviewed on: 9th June 2026

Easy and reliable

Unfortunate calling to customer serving usually means waiting online. Otherwise brilliant way to afford things with paying later. Have had it for years. Reviewed on: 9th June 2026

Great service.

Great service. Always trust paypal when buying from new places. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub