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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177018 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177030)

I love paypal!

I love paypal, it's so quick and easy to use. I always use it without fail. Reviewed on: 8th June 2026

What can i say , easy access to credit money when ne...

What can i say , easy access to credit money when need it , will keep using and happy i was granted the credit , cheers Reviewed on: 8th June 2026

I appreciate the four months allowance you are given...

I appreciate the four months allowance you are given to pay off credit with no interest and the fact that it can be used the pay for variety of goods and services. Reviewed on: 8th June 2026

Great experience so far

I've had a very positive experience using PayPal Credit. The application process was straightforward, and I've found it to be a convenient way to spread the cost of larger purchases. The 0% interest offers have been particularly helpful when managing expenses, and the account is easy to monitor through PayPal. I've used PayPal Credit more than once and continue to use it because it has worked well for me. Overall, I've found the service reliable, easy to use, and a useful financial tool when used responsibly. Reviewed on: 8th June 2026

I like paypal service easy to use for shopping and a...

I like paypal service easy to use for shopping and also good service for customers satisfaction Reviewed on: 8th June 2026

Pay Pal gives me peace of mind and protection for my...

Pay Pal gives me peace of mind and protection for my purchases. I do also enjoy 4 months interest free on items above 100 GBP Reviewed on: 8th June 2026

Excellent service with a generous 4 months interest...

Excellent service with a generous 4 months interest free option and a useful pay in 3 options. Reviewed on: 8th June 2026

Always reliable and safe to use.

Always reliable and safe to use. very easy to navigate pay pal is always my first choice to pay for any items Reviewed on: 8th June 2026

Excellent app and easy to use, safe and reliable

Excellent app and easy to use, safe and reliable Reviewed on: 8th June 2026

Great credit account

I have had a PayPal credit account for years now it is simple to use and accepted by so many retailers … I like that there’s interest free for a set period on certain items it really helps especially at times like Christmas and kids birthdays … when I have needed to call up to query anything I’m never on hold for long and always speak to a freindly member of the team!! Reviewed on: 8th June 2026

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