Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

The 4 months interest free credit is a boon

The 4 months interest free credit is a boon Reviewed on: 9th June 2026

Painting with confidence

I’ve used PayPal for all ranges of purchases from aftershave through to flights . I feel safe using PayPal & no that I can thoroughly check all purchases. Reviewed on: 9th June 2026

Paypal credit - easy to use

It is easy to use - flexible and everything you need to manage your finances is available on the app. Reviewed on: 9th June 2026

PayPal is great

Everything is easy. Efficient and safe. Everything easy Reviewed on: 9th June 2026

The Forward Secured Payment Oner Stop Shop

Great secure way of sending and paying for things Reviewed on: 9th June 2026

I enjoy the Paypal credit, the app is easy to use.

I enjoy the Paypal credit, the app is easy to use. I’ve had no issues. Reviewed on: 9th June 2026

i have been broke but paypal credit card come throug...

i have been broke but paypal credit card come through for me Reviewed on: 9th June 2026

The world is your oyster

So easy to use all over the world Reviewed on: 9th June 2026

Easy, reliable and quick!!

Also easy to use and a great way to pay and manage my money Reviewed on: 9th June 2026

No interest for 4 months is the best thing for me.

No interest for 4 months is the best thing for me. Really helpong Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub