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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,824 reviews, last reviewed 7th Apr 2026
556800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe, helpful, always there when needed, offers Safe, helpful, always there when needed, offers Reviewed on: 7th April 2026
Saba K's avatar
Saba K

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56824)

Really easy to use.

5
Really easy to use. Hassle free and helped me get my laptop for a great deal Reviewed on: 12th May 2024
Bethany l's avatar
Bethany l

Completely convenient.

5
Completely convenient for online shopping. Love having time to pay without interest charges Reviewed on: 12th May 2024
Carol P's avatar
Carol P

Good service would recommend for spreading the cost...

5
Good service would recommend for spreading the cost of larger purchases Reviewed on: 12th May 2024
Jenny S's avatar
Jenny S

Good Status

5
Its a great way of buying things Reviewed on: 12th May 2024
Mateen A's avatar
Mateen A

OmarAhmad

5
Very they cant wait money they church me quickly Reviewed on: 12th May 2024
Omar Ahmad 's avatar
Omar Ahmad

PayPal Credit is very useful

5
PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024
Andrew Tan's avatar
Andrew Tan

Easy to set up and manage, an excellent tool!

5
I love the option to pay back interest free if the bill is payed by a certain date. The ability to set up various payment methods and flexible payment plans is also excellent, it's a very useful tool for me as an active buyer and gives breathing room for repayment. Reviewed on: 12th May 2024
Samuel D's avatar
Samuel D

Nice for quick credit for short term 0% intrest

5
Nice for quick credit for short term 0% intrest Reviewed on: 12th May 2024
Darren H's avatar
Darren H

Reliable service that never fails.

5
Reliable service that never fails. Reviewed on: 12th May 2024
Sherine L's avatar
Sherine L

Excellent experience.

5
Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024
Hamza K's avatar
Hamza K

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