Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56617 reviews)

View other PayPal products

4.91

Based on 56,617 reviews, last reviewed 7th Apr 2026

537600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has simplified my life enormously PayPal Credit has simplified my life enormously due to their generous 4 months' interest-free facility for purchases over £100. I moved home this past... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (56617)

nothing to say.

nothing to say.just perfect.no complaint or something Reviewed on: 12th May 2024

Great money whenever you needed.

Great money whenever you needed. help on hand and good customer service. Reviewed on: 12th May 2024

Paying with PayPal

It’s great that you have 4 months to pay if you buy something with PayPal credit Reviewed on: 12th May 2024

It’s okay, nothing out of the world

It’s okay, nothing out of the world, it would be nice if there was longer interest free periods, not just 4months, then that would make it a far superior product than a lot of competitors…………………………………. Reviewed on: 12th May 2024

Completion of payment takes too long.

Completion of payment takes too long. Reviewed on: 12th May 2024

Love paypal credit, the only thing I would like woul...

Love paypal credit, the only thing I would like would be the possibility with credit to put payments into specific plans rather than payments being distributed automatically. Reviewed on: 12th May 2024

Wicked way to buy!

Wicked way to buy! So much easier to pay for a wide range of items and purchases Reviewed on: 12th May 2024

Always works with peace of mind on purchases

Always works with peace of mind on purchases Reviewed on: 12th May 2024

Paypal is definitely a friend you need and it helps...

Paypal is definitely a friend you need and it helps you in every way society. It's a must for any transactions. So easy to use and secure. Reviewed on: 12th May 2024

I recommend Paypal, 100%

Each time I ring customer service, their support has always been topnotch. Also, paypal gives me loads of flexibility to shop online with very convenient payback plan. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 423 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 30490 reviews
Payments
from PayPal 4.92 from 3656 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub