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PayPal: PayPal Credit reviews

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4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

I have had no trouble with PayPal on the whole, howe...

4
I have had no trouble with PayPal on the whole, however navigating the site can be a little confusing until one becomes accustomed to the site layout. when I needed to contact customer services they were helpful, prompt, knowledgeable and friendly and sorted my problem out within minutes . I have no complaints about the service I have recieved Reviewed on: 11th May 2024
Sowerby's avatar
Sowerby

Very friendly system.

5
Very friendly system. I recommend to every one Reviewed on: 11th May 2024
Piotr W's avatar
Piotr W

Excellent Way to Manage Credit

5
I have found PayPal Credit to have excellent interest rates compared to many credit cards. The app is also excellent and really helps me to stay on top of things. Reviewed on: 11th May 2024
Michael W's avatar
Michael W

Be it personal or business, PayPal makes purchase o...

5
Be it personal or business, PayPal makes purchase or money transfer possible without any hassle. My experience using it for decades is simply amazing Reviewed on: 11th May 2024
JULIUS A's avatar
JULIUS A

Excellent

5
Flexible, very easy to use and manage. Reviewed on: 11th May 2024
Plamen T's avatar
Plamen T

Good but credit limit they decreased mine without no...

4
Good but credit limit they decreased mine without notification Reviewed on: 11th May 2024
Rohith Y's avatar
Rohith Y

All my purchases, money payments for services or to...

5
All my purchases, money payments for services or to receive money have been smooth. No problems so far Reviewed on: 11th May 2024
Olger v's avatar
Olger v

Really helpful easy to use and best customer service.

5
Really helpful easy to use and best customer service. Reviewed on: 11th May 2024
Dr Meb's avatar
Dr Meb

PayPal is a highly secure and user-friendly platform...

5
PayPal is a highly secure and user-friendly platform that I utilize for financial transactions. Its robust security measures ensure the safety of my funds, and its efficiency in facilitating international transfers is commendable. Reviewed on: 11th May 2024
Avinash v's avatar
Avinash v

Great way to spread the cost and easy to set up.

5
Great way to spread the cost and easy to set up. Reviewed on: 11th May 2024
James's avatar
James

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