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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177147 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177160)

Easy, trusted, ideal

Easy, trusted and ideal for the online world. Happy with service. Would recommend. Reviewed on: 8th June 2026

Paypal Credit the convenient way to buy

From start to finish and even if there's an issue, paypal credit has been excellent for buying and paying later Reviewed on: 8th June 2026

Always a quick & easy method of payment.

Always a quick & easy method of payment. But good security checks, in case of fraudalent activity. Refunds usually show up in the allocated time. Reviewed on: 8th June 2026

safe, trustful and easy to use.

safe, trustful and easy to use. No problems encountered. allways feel secure when using paypal and paypal credit. recommend to family and friends. Reviewed on: 8th June 2026

credit, no problem.

When i needed credit, no problem, able to buy exactly what I wanted. Reviewed on: 8th June 2026

In PayPal we trust

Well when I’ve needed things PayPal credit has been there for me to enable myself to purchase things and most importantly when I’m on a new site ordering or any site really I always look for the PayPal symbol as it save me from using my card and PayPal will always fight your corner when you’re ripped off in my experience Reviewed on: 8th June 2026

Excellent service provider .

Excellent service provider . when it comes to money matters pay pal is the best Reviewed on: 8th June 2026

Acquiring needed items when current funds won't allow

I have acquired things I needed in a timely manner, and when my f7nds were insufficient at that time. The process of choosing PayPal Credit is straightforward and the terms and conditions are clearly set out and easy to understand- or only a phone call away if needing advice, or to query something. Reviewed on: 8th June 2026

Great- so easy to use if you have a PayPal account.

Great- so easy to use if you have a PayPal account. It’s pretty easy to keep tabs to pay off too if you have discipline Reviewed on: 8th June 2026

credit help

Helped me get credit when no one else would so I could purchase an Apple Watch. 4 month at 0% is a very good option when it comes to higher value purchases Reviewed on: 8th June 2026

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