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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

CURVE AND OFFERS

Easy to use after getting patnership with curve. Have best offers compelling to use credit like 4 months no interest and pay in 3. Reviewed on: 11th May 2024

Firt rate

It's there when you need it easy to access and keeps your limits in check Reviewed on: 11th May 2024

Never really had an issue with PayPal.

Never really had an issue with PayPal. If I need to contact customer services, they are always prompt with their responses. Everything is written clearly on their site and app, can't really fault it. Reviewed on: 11th May 2024

Very simple and easy navigation.

Very simple and easy navigation. Very useful Reviewed on: 11th May 2024

Great way to spread the cost of purchasing.

Great way to spread the cost of purchasing. Easy to use and cheaper than some credit cards or other credit options. Helpful reminders. Reviewed on: 11th May 2024

Very useful and handy for big and small purchases

Very useful and handy for big and small purchases Reviewed on: 11th May 2024

It was a great experience! Highly recommend

PayPal Credit offers a seamless and convenient way to manage your finances, providing flexibility and peace of mind. One of the standout features of PayPal Credit is its accessibility, allowing users to make purchases and pay over time, all within the familiar PayPal ecosystem. This is particularly beneficial for those who may need to spread out payments for larger purchases or unexpected expenses. One of the key advantages of PayPal Credit is its ease of use. With just a few clicks, users can apply for credit, receive approval decisions quickly, and start using their credit line immediately. This streamlined process is perfect for busy individuals who value efficiency and convenience in managing their finances. Moreover, PayPal Credit offers competitive promotional financing options, such as interest-free periods and special financing deals, allowing users to save money and make purchases without the burden of high interest rates. These promotional offers make it easier for users to budget and plan their finances, knowing that they have the flexibility to pay over time without incurring additional costs. Another noteworthy aspect of PayPal Credit is its integration with PayPal's broader ecosystem. Users can seamlessly use their credit line to make purchases at millions of online retailers that accept PayPal, as well as in-store at select merchants. This versatility ensures that users can take advantage of their credit line wherever they shop, whether online or offline. Additionally, PayPal Credit offers robust security features to protect users' financial information and transactions. With features like Purchase Protection and Fraud Protection, users can shop with confidence, knowing that their purchases are safeguarded against unauthorized activity and fraudulent charges. Overall, PayPal Credit is a valuable financial tool that offers flexibility, convenience, and peace of mind to users. Whether you're making everyday purchases or larger investments, PayPal Credit provides a simple and reliable way to manage your finances and make the most of your buying power. Reviewed on: 11th May 2024

Good and easy way to spread the cost of your...

Good and easy way to spread the cost of your purchases Reviewed on: 11th May 2024

Never had a problem with either so quick and easy wo...

Never had a problem with either so quick and easy would recommend Reviewed on: 11th May 2024

safe way to shop

Most of the time PayPal helps if you have a problem with a purchase Reviewed on: 11th May 2024

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