Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Over all experience is good however i had an issue r...

Over all experience is good however i had an issue recently where PayPal wasn’t fair with me Reviewed on: 9th June 2026

Quick and easy to use.

Quick and easy to use. The App allows me to clearly see my transactions. Having both a physical and virtual card makes using it simple. Reviewed on: 9th June 2026

So simple yet secure.

So simple yet secure. Consistent and reliable. Payments are taken regularly and updates always given when a purchase has been made. Reviewed on: 9th June 2026

I find Paypal to be an excellent provider.

I find Paypal to be an excellent provider and the payment options they provide ensure that I can always make a purchase whenever I need to. Reviewed on: 9th June 2026

Always had good experience using PayPal over phone A...

Always had good experience using PayPal over phone Always helpful staff and polite Reviewed on: 9th June 2026

Amazing Service!!

Very easy to use helpful support when needed, App is superb. Reviewed on: 9th June 2026

Very good can’t help more if you have issues

Very good can’t help more if you have issues Reviewed on: 9th June 2026

Simple to use and helps manage your money.

Simple to use and manage your money. Empowers my finances Reviewed on: 9th June 2026

Convenient, easy to use and widely available.

I’ve used the 0% 4 month deal and the pay in 3, it’s so convenient and easier to understand what is needed to stay up to date with payments. The addition of the CC, so it can be used at non-PayPal vendors is *chefs kiss*. Reviewed on: 9th June 2026

Amazing app to use and so easy to navigate

Amazing app to use and so easy to navigate Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub