Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177186 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177189)

Convenient, frictionless, we'll integrated.

I've used PayPal credit twice, it's well integrated with most big retailers and it's a flawless experience online to pay by PayPal credit, what's not to like. Reviewed on: 8th June 2026

Not the best.

Its ok. Not great. A little difficult to navigate round when you actually want to speak with a real person. Reviewed on: 8th June 2026

PayPal are Fab

Great company and great customer service. Good products and excellent offers Reviewed on: 8th June 2026

Life saving and convenient

Life saving and convenient, wish it would be implemented in even more stores. Option for selecting which thing I've bought to pay down first would be awesome as well. Reviewed on: 8th June 2026

It's been great.

It's been great. Wonderful customer service. Ease of payment fair interest rates Reviewed on: 8th June 2026

Very convenient when you need it

Very convenient when you need it Reviewed on: 8th June 2026

PayPal has always been good to use, never any proble...

PayPal has always been good to use, never any problems is an item is returned.the refund is always processed without any issues Reviewed on: 8th June 2026

Fantastic service

PayPal credit is brilliant when you’re buying something for over £100. 4 months interest free credit is a bonus and gives you more time to pay. What’s more is that every purchase you make through PayPal is protected. Any problems,get in touch with PayPal and they sort it all out. Reviewed on: 8th June 2026

PayPal credit is a trustworthy credible card that ca...

PayPal credit is a trustworthy credible card that can be used in multiple ways . it has a low interest rate and an option to pay interest free within 4 months which is an excellent option Reviewed on: 8th June 2026

Great to use

A great app to use. Clear, uncomplicated and fast. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98470 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub