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PayPal: PayPal Credit reviews

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4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

Excellent service and worry free credit

5
Its a brilliant service that allows for worry free credit options and makes understanding credit easy and safe. Reviewed on: 11th August 2022
Dan Whittall's avatar
Dan Whittall

Quite Simply Love Ut6

5
The use of the PayPal Credit facilities has helped me no end. In particular since I've been crafting, and needed to get supplies, and the 'pay in three' option has been beyond helpful. Thank you PayPal Reviewed on: 11th August 2022
Muncha's avatar
Muncha

simplicity at its best.

5
shopping using PAYPAL is the easy way of acheiving financial peace of mind. Reviewed on: 11th August 2022
winfield Baldeo's avatar
winfield Baldeo

Credit and payment.

5
Excellent and easy to use, doesn't muddle around and has a simplistic view and use case. The GUI is decent and works treats on pretty much all the phones, doesn't clog up memory either. Log ins not an issue and never had any bother. Lay outs of payments is split if you need it with overall at the top l, easy to split and understand. If you make an excess payment,above what you need, it takes it from the closest balance, you can't just throw it at what budget you want, that's the only down but not even an issue at best Reviewed on: 11th August 2022
Adrifing 's avatar
Adrifing

Excellent flexibility

5
Excellent flexibility and great rates if you spread over interest free would definitely recommend Reviewed on: 11th August 2022
chris.charnock@ymail.com's avatar
[email protected]

Effectively and convenient

5
PayPal account has made life easier for me, when shopping online. I can not fault it in any way. I am very happy with the organisation, I hardly speak to anyone in the office and that is because the service online is very good and overall impressive. Reviewed on: 11th August 2022
Seida 's avatar
Seida

Absolutely brilliant

5
PayPal has been with me for years now and it’s been such an asset to my day to day life. Reviewed on: 11th August 2022
Luca Russo's avatar
Luca Russo

PP THE BEST

5
I have had paypal for years , I rate it one of the safest ways to spend your hard earned money. Customer account safty come`s first.. Reviewed on: 11th August 2022
David Hall's avatar
David Hall

Added peace of mind

4
Use PayPal whenever possible, it adds extra protection to my online payments. Reviewed on: 11th August 2022
Majood's avatar
Majood

Legend

5
Great Opportunity to loan money with a low interest rate. Reviewed on: 11th August 2022
parsa.z150@gmail.com's avatar
[email protected]

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