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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177203)

Ive used paypal for years.

5
Ive used paypal for years. When the option is available I will normally always choose to pay that way. I like the ease and piece of mind Reviewed on: 8th June 2026

Not for the fussy

5
No fuss just great service pain free fabulous experience Reviewed on: 8th June 2026

Good value for money, good rates.

5
Good value for money, good rates. Reviewed on: 8th June 2026

Very easy to talk to over the phone

5
Very easy to talk to over the phone Reviewed on: 8th June 2026

PayPal is so easy to apply for pp credit, and easy w...

5
PayPal is so easy to apply for pp credit, and easy when making payments or enquiries, highly recommend Reviewed on: 8th June 2026

Straightforward, easy to use and super convenient.

5
Straightforward, easy to use and super convenient. Best way to pay online Reviewed on: 8th June 2026

It’s the ubiquitous payment platform!

5
It’s the ubiquitous payment platform. So many ways to pay and to spread payments. Reviewed on: 8th June 2026

I’ve been a loyal customer to PayPal since i was 18...

5
I’ve been a loyal customer to PayPal since i was 18 and am satisfied with its features, the ease of credit applications, payment installments etc. and its reliability Reviewed on: 8th June 2026

Easy financing for when you really need it

5
Easy financing for when you really need it Reviewed on: 8th June 2026

Security is paramount

5
Highly reliable and user-friendly digital payment platform that makes online transactions simple and secure. I tried many financial institutions from a flight with satellite internet connections - and only Paypal could identify the risk and refused to proceed. I have also found the platform to be efficient for sending and receiving payments, managing international transactions, and integrating with various e-commerce solutions. The user interface is intuitive, and the security features provide confidence when handling financial transactions. Reviewed on: 8th June 2026

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