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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 54,482 reviews, last reviewed 7th Apr 2026
340700% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, efficient and for me the safest way to pay. I’ve been with Paypal since the start and have always had excellent service, any issues I’ve experienced (not many over the years) have been resolved ... Read more Reviewed on: 7th April 2026
John K's avatar
John K

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (54482)

Very good

5
I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022
Tochi Uche's avatar
Tochi Uche

Papal credit

5
It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022
Ali boldaji's avatar
Ali boldaji

affordable

5
this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022
marilyn sambo's avatar
marilyn sambo

Excellent credit option

5
Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022
Chade Fallstar's avatar
Chade Fallstar

Wouldn't be without

5
Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022
Charles Stephens's avatar
Charles Stephens

Excellent

5
love the fact that you feel safe using paypal, massive credibility Reviewed on: 8th July 2022
scott's avatar
scott

Very Trustworthy.

5
Excellent experience with PayPal, Straightforward and always available to help. Reviewed on: 8th July 2022
Ronnie Russell's avatar
Ronnie Russell

No interest for 4 months

5
Paypal credit is a lifesaver with it's no interest for 4 months when you purchase something more than £99 Reviewed on: 8th July 2022
Joshua's avatar
Joshua

Greatest credit provider in my opinion.

5
I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022
Imants Krievans's avatar
Imants Krievans

Fantastic way to pay

5
The option to pay in 4 without extra charge is fantastic - especially when funds may be tight or to help when something needs replacing. Reviewed on: 8th July 2022
Tim Deery's avatar
Tim Deery

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