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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always recommend using PayPal

I feel protected when paying for things and it has all my bank cards in one place to pay, the pay in 3 and the interest free for 4months are fantastic options. Reviewed on: 9th June 2026

It’s just so easy to buy bigger purchases especially...

It’s just so easy to buy bigger purchases especially with the credit card added, interest free periods are automatically applied and it’s easy to set up to pay off! Reviewed on: 9th June 2026

Safe and easy to use

Easy to use, and gives confidence that my transactions are protected from fraud, while also providing good interest free options. Reviewed on: 9th June 2026

Really easy to set up interest free payments over a...

Really easy to set up interest free payments over a few months - great tool for budgeting. Reviewed on: 9th June 2026

Pay Pal my go to payment method

Such an easy process,love Pay Pal,feel happy safe and secure with Pay Pal Reviewed on: 9th June 2026

It’s a great option when paying for goods and gettin...

It’s a great option when paying for goods and getting short term credit Reviewed on: 9th June 2026

Don't have any problems with PayPal credit.

Don't have any problems with PayPal credit. Reviewed on: 9th June 2026

Really great facility for providing the affordable m...

Really great facility for providing the affordable means to make a quality purchase. Very pleased with the overall experience Reviewed on: 9th June 2026

Trustworthy easy and swift

All transactions swift .Easy to navigate and trustworthy process. Reviewed on: 9th June 2026

Had no issues, long term user, have tried others but...

Had no issues, long term user, have tried others but less comfortable in using them, paypal seems much easier to use Reviewed on: 9th June 2026

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