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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

Safe and easy

5
Transactions are safe and easy to use. Reviewed on: 9th June 2026

The best and always ready to help.

5
The best and always ready to help. Easy to manage. Reviewed on: 9th June 2026

I find the flexibility of repayments excellent.

5
I find the flexibility of repayments excellent. More businesses are accepting PayPal. Pay in 3 is a great way to spread unexpected costs. Reviewed on: 9th June 2026

Paying with PayPal has been very safe and guaranteed

5
Paying with PayPal has been very safe and guaranteed Reviewed on: 9th June 2026

Simple - honest - flexible

5
Simple to apply and a great app that offers comprehensive services and is easy to navigate. Chang payment dates, payment amounts with a few clicks - awesome. Reviewed on: 9th June 2026

Excellent and convenient service as always

5
Excellent and convenient service as always Reviewed on: 9th June 2026

I love Paypal

5
I love Paypal, I use it for everything as it is trustworthy and secure. Reviewed on: 9th June 2026

PayPal is sufficient for the great things they provi...

5
PayPal is sufficient for the great things they provide and help and support they give when it's needed. Reviewed on: 9th June 2026

Amazing option!

5
Amazing for when I need stuff now but I can't pay quite yet Reviewed on: 9th June 2026

What can I say, feel more protected using PayPal

5
What can I say, feel more protected using PayPal Reviewed on: 9th June 2026

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