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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I like the ease of payment and the security.

I like the ease of payment and the security. Reviewed on: 9th June 2026

It has always been easy, safe and straightforward to...

It has always been easy, safe and straightforward to use PayPal. I feel trusting when I use it to pay Reviewed on: 9th June 2026

Very quick and easy and you know PayPal is reliable

Very quick and easy and you know PayPal is reliable Reviewed on: 9th June 2026

PayPal my credit friend Very reliable information.

Very reliable information. What you read is what you get no hidden extras Reviewed on: 9th June 2026

Been with PayPal for years, excellent company!

Been with PayPal for years, excellent company! Reviewed on: 9th June 2026

PayPal Credit Options

I regularly use pPayPal. The options to spread the cost using debit or credit cards are really helpful and simple to use. Reviewed on: 9th June 2026

Purchasing on the internet can be difficult but with...

Purchasing on the internet can be difficult but with PayPal it is easy and secure along with the option s of paying by their easy to access credit system. It’s my first option when making a purchase Reviewed on: 9th June 2026

A Very good service and good way to manage your fina...

A Very good service and good way to manage your finances Reviewed on: 9th June 2026

Enjoy using PayPal Credit.

Enjoy using PayPal Credit. Particularly like there’s a good 0% interest for 4 months. Perfect for larger purchases. Easy to use app and web app. Reviewed on: 9th June 2026

Easy to use and accessible.

Easy to use and accessible. Allows me to be more flexible with my spending Reviewed on: 9th June 2026

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