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PayPal: PayPal Credit reviews

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4.91
Based on 53,743 reviews, last reviewed 7th Apr 2026
271400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit has been a life saver PayPal credit has been easy to use and has helped me while I have been struggling with my budget by allowing me leeway with my finances and allowed me... Read more Reviewed on: 7th April 2026
Zac M's avatar
Zac M

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53743)

Honestly, I never struggle to get in touch with them

5
Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022
Jawad's avatar
Jawad

It's absolutely AWE-SOME!!!!!!

5
What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022
Joni's avatar
Joni

My PayPal

5
Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022
Richard Naisbitt's avatar
Richard Naisbitt

Purchase with Peace of Mind

5
PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022
Chris Hollingsworth's avatar
Chris Hollingsworth

Good help

5
PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022
Antonio Teixeira's avatar
Antonio Teixeira

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022
Alan ware's avatar
Alan ware

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022
Nikalas Boshnakov's avatar
Nikalas Boshnakov

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022
Dibs1975's avatar
Dibs1975

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022
Martyn Wheatley's avatar
Martyn Wheatley

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022
Alan Kershaw's avatar
Alan Kershaw

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