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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181147)

good experience

5
I've had nothing but a good experience, easy to use, i always use PayPal if available Reviewed on: 9th June 2026
kim w's avatar
kim w

With Pal pal a pay pal credit you have choices, if s...

5
With Pal pal a pay pal credit you have choices, if something has gone wrong with the order pay pay are there to help retrieve your money back PayPal credit gives you more flexibility to buy from shops . I would not be without either of them very safe an secure Reviewed on: 9th June 2026
Anne k's avatar
Anne k

Using Paypal credit makes check out very fast,easy a...

5
Using Paypal credit makes check out very fast,easy and smooth. It makes shopping online very easy,safe and gives you more time to pay. Reviewed on: 9th June 2026
Karo 's avatar
Karo

Easy, convenient to use and accesible

5
Easy, convenient to use and accesible Reviewed on: 9th June 2026
Anda A's avatar
Anda A

Very easy to use but would be easier if the money le...

4
Very easy to use but would be easier if the money left your account instantly when repaying. Reviewed on: 9th June 2026
Robert's avatar
Robert

Peace of Mind

5
I always use PayPal Credit when making large online purchases. The terms are acceptable, staff (if you ever have a query) have always been helpful, the statements are clear and easy to understand. It makes managing your purchases / finances so much easier giving you peace of mind. Reviewed on: 9th June 2026
Heather G's avatar
Heather G

Always easy to use, accepted universally.

5
Always easy to use, accepted universally and the security is amazing. I feel safe in the knowledge that PayPal is there to help me and protect me in my day to day life, so pleased with all aspects of this service which is a 5 stars from me. Reviewed on: 9th June 2026
Kenneth R's avatar
Kenneth R

It accepted at more retailers

5
I use it quite often it’s easy worry free and been accepted at more places Reviewed on: 9th June 2026
Mark G's avatar
Mark G

Good but could be improved

5
Used regularly, think the interest could be lower. I haven’t had to use customer service recently but I find it convenient Reviewed on: 9th June 2026
Mel R's avatar
Mel R

Always contactable, quality information and website

5
Always contactable, quality information and website Reviewed on: 9th June 2026
Jan S's avatar
Jan S

Review PayPal: PayPal Credit now

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