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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177228 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177232)

Thumbs up, good it is, indeed it is

Thumbs up, good it is, indeed it is Reviewed on: 8th June 2026

Good as you don’t need to pay anything the second yo...

Good as you don’t need to pay anything the second you buy something Reviewed on: 8th June 2026

Helped out when carrying out a large purchase.

Helped out when carrying out a large purchase. Repayments were flexible to suit me Reviewed on: 8th June 2026

Amazing services

I have had a great experience with paypal, from credit card to paying installments, sending and receiving money. It’s so easy to use paypal and whenever I need help the customer service team is always helpful Reviewed on: 8th June 2026

I have been using PayPal for many years, and I have...

I have been using PayPal for many years, and I have had a great experience. Reviewed on: 8th June 2026

Easy to use and best interest rate.

Easy to use and best interest rate. I love it, especially 0% 4 months interest free Reviewed on: 8th June 2026

The gold standard for safe, fast & effortless shopping!

I have been using PayPal for both personal shopping and sending money to friends for over five years, and it remains the most reliable payment service available. What I appreciate most is the security. I love being able to check out on retail websites without constantly exposing my credit card or bank account details directly to the merchant. The PayPal mobile app is incredibly streamlined, fast, and lets me view all of my different accounts and digital payment footprints in one centralized place. Furthermore, their Buyer Protection and Resolution Centre give me complete peace of mind when buying from new or unfamiliar online storefronts. Transactions are always swift, and whenever I have had to request a refund, the process was handled smoothly. It is completely free for everyday customer purchases, making it an absolute win. Highly recommended! Reviewed on: 8th June 2026

Very helpful, easy to navigate, dont know what to ss...

Very helpful, easy to navigate, dont know what to ssy ,good service Reviewed on: 8th June 2026

Have enough time repay without interest when I want...

Have enough time repay without interest when I want pay always didn’t find any difficulty Reviewed on: 8th June 2026

Good experiences with PayPal credit

Have had no problems with PayPal credit and it's been a good way to manage larger purchases over time. Have used several times and am happy with the service. Reviewed on: 8th June 2026

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