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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great service

I have been using paypal credit to aid in home improvements the 4month 0% has saved me alot and allowed me to finish the job. Reviewed on: 9th June 2026

Always reliable!

Always reliable!! Never lets me down. Available on web and app and easy to use Reviewed on: 9th June 2026

I like the fact you get time to pay

I like the fact you get time to pay and the customer service. Reviewed on: 9th June 2026

Happy with ease of use and safety of data

Happy with ease of use and safety of data Reviewed on: 9th June 2026

Steve’s review

Pay pal has been great to use it’s easy and flexible but most of all you know it’s secure and a way of paying you can trust Reviewed on: 9th June 2026

Great service and friendly syaff

Great service and friendly syaff Reviewed on: 9th June 2026

Great range of services.

Great range of services. Regular bank linked service, credit & pay in 3. Good value considering how useful it is. Customer service can be patchy & needs to be based in the UK. I’ve had difficulty communicating with contact centres abroad. While the service is available on a lot of websites, there are several where it would really help such as utilities, govt sites, eBay & Amazon. I recommend it regularly. Reviewed on: 9th June 2026

I20 year customer

I’ve been a PayPal user and customer for over 20 years. I’ve never experienced any issues or problems. Simple and easy to use. Credit rate is competitive with other providers Reviewed on: 9th June 2026

has always been very reliable and cost efficient, gr...

has always been very reliable and cost efficient, great app lots of information Reviewed on: 9th June 2026

Much easier to pay for goods instead of having to ad...

Much easier to pay for goods instead of having to add card number each time Reviewed on: 9th June 2026

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