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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177330)

Happy purchasing with PayPal

Excellent service always use PayPal when available Reviewed on: 8th June 2026

I love PayPal credit it helps me spread the cost ove...

I love PayPal credit it helps me spread the cost over a period of time for no intrest at all or very minimal interest Reviewed on: 8th June 2026

Reliable and Seamless Financial Management.

I have been using PayPal for years, and it remains my go-to choice for online transactions. Whether I am shopping at major retailers, supporting small businesses, or splitting expenses with friends, the experience is consistently smooth and secure. PayPal has simplified how I handle my digital finances. It is a stable, trustworthy, and essential tool for anyone who does any amount of shopping or transferring online. Highly recommended! Reviewed on: 8th June 2026

I'm so happy with your services

I'm so happy with your services. You are the best Reviewed on: 8th June 2026

ALWAYS RELIABLE.

ALWAYS RELIABLE.always get reminded about payment Reviewed on: 8th June 2026

Concise, user friendly proactive to customers needs.

Clear, concise and user friendly. Also resolved a dispute with a late payment issue and corrected false information on my credit file. A dependable and reliable platform. Top marks! Reviewed on: 8th June 2026

I have always had an excellent service from PayPal,...

I have always had an excellent service from PayPal, they take care of everything for me regarding my purchasing and aftercare. Reviewed on: 8th June 2026

Fuss free service.

Fuss free service. Easy to use with no hidden surprises Reviewed on: 8th June 2026

Ease of use and able to split payments over time.

Ease of use and able to split payments over time. Reviewed on: 8th June 2026

Convenient credit option with a straightforward setup

It was easy to set up and straightforward to use, which made managing payments feel more convenient and less stressful. The process was clear, and I liked having the option to spread costs when needed, but I do think there could be more flexibility or clearer communication around fees and repayment details. Reviewed on: 8th June 2026

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