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PayPal: PayPal Credit reviews

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4.91
Based on 53,740 reviews, last reviewed 7th Apr 2026
271200% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal is always clear and concise is anythin... I find PayPal is always clear and concise is anything I have dealt with. Payment in or out. I would always give PayPal 10 out of 10. Secure and safe t... Read more Reviewed on: 7th April 2026
Lynn Borroff's avatar
Lynn Borroff

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53740)

Managing Finances

5
I was purchased a product for the 4 of us (Parents and kids) which is needed to attend a event in Iceland. I don’t have enough funds yet during that time but I needed to booked so we can attend as the event only caters the first 100 applicants. Luckily, Paypal credit pop out in my email and decided to try for our financial reason. Reviewed on: 13th June 2022
Juliver Job Garcia's avatar
Juliver Job Garcia

Best credit facility Ever I have had

5
Best credit facility service I have ever had. Very easy to use competitive rate and so handy specially on all purchases on eBay and for online shopping. Highly recommend Reviewed on: 13th June 2022
Travel Adventures's avatar
Travel Adventures

Amazing service and easy financing

5
Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022
Tara B's avatar
Tara B

Brilliant payment method

5
PayPal Credit makes life easier in its simplicity and smart method of payment. Reviewed on: 13th June 2022
Joao Martins's avatar
Joao Martins

Great!

4
I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022
Dale's avatar
Dale

Help when you need

5
large payment for little installments interest free Reviewed on: 13th June 2022
Nabil Elkhanagry 's avatar
Nabil Elkhanagry

Good service

5
Very good service Fit for purpose Reviewed on: 13th June 2022
Patrick's avatar
Patrick

Easy to gat PayPal credit

4
It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022
Shohel ahmed 's avatar
Shohel ahmed

Amazing

5
Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022
Rebecca 's avatar
Rebecca

Brilliant way to pay monthly for your goods.

5
Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022
Stancho Denev 's avatar
Stancho Denev

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