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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177395)

very satusfied with paypal dealings

very satusfied with paypal dealings Reviewed on: 8th June 2026

I find the interest is very high and it’s hard to ge...

I find the interest is very high and it’s hard to get your balance down Reviewed on: 8th June 2026

Excellent service

I find the app very easy to use and wouldn’t hesitate to recommend it to family and friends Reviewed on: 8th June 2026

PayPal has been a reliable and convenient tool for m...

PayPal has been a reliable and convenient tool for managing my finances for many years. Its user-friendly interface and secure transactions have made it my go-to platform for online payments and money transfers. I highly recommend PayPal to anyone looking for a hassle-free and efficient way to handle their financial transactions. Reviewed on: 8th June 2026

Good reminders good payment options

Good reminders good payment options Reviewed on: 8th June 2026

property investor having PayPal reedit

As a property investor having PayPal credit allows for me to purchase items for my properties on credit, meaning I have more free funds to move onto the next project Reviewed on: 8th June 2026

Customer Service via the phone has always connected...

Customer Service via the phone has always connected me within 2 minutes. My query has been explained courteously and patiently. Reviewed on: 8th June 2026

Overall good, 2FA is glitchy

The app can be annoying to log in to. The two factor authentication doesn't always work and there have been times I can't make a purchase on time. Reviewed on: 8th June 2026

Easy to use with good reminders / notifications

Easy to use with good reminders / notifications Reviewed on: 8th June 2026

Excellent, easy to use service.

Excellent, easy to use service. Seems to automatically know when there is any issue. So it is sorted before problems arise. Reviewed on: 8th June 2026

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