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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Flawless from start to finish - easy and helpful

Flawless from start to finish - easy and helpful Reviewed on: 9th June 2026

Brilliant very helpful good happy with service

Brilliant very helpful good happy with service Reviewed on: 9th June 2026

I have been using PayPal for a long time.

I have been using PayPal for a long time. It’s accepted everywhere I shop and that makes life easy for me. Reviewed on: 9th June 2026

Easy to apply for and use but repayments not clear.

Easy to apply for and use but repayments not clear. Reviewed on: 9th June 2026

Very easy

Very easy to use and very flexible, accurate and fast Reviewed on: 9th June 2026

Fair and easy

Easy to use. Clear account details Reviewed on: 9th June 2026

Very easy transaction & an email to confirm

Very easy transaction & an email to confirm Reviewed on: 9th June 2026

PayPal make finances and payments so easy

PayPal make finances and payments so easy and convenient Reviewed on: 9th June 2026

My experience with pay pal has been great, no call f...

My experience with pay pal has been great, no call for concern. It's my best app for now. Reviewed on: 9th June 2026

I will always use PayPal when the option is there, i...

I will always use PayPal when the option is there, it makes me feel safer transacting online Reviewed on: 9th June 2026

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