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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177450)

Great for bigger purchases!

I like that you can spread payments over three or 4 months and set up a direct debit to pay monthly and not miss a payment. I have always made good use of this feature. Reviewed on: 8th June 2026

Good deals and I’ve found to really useful around bi...

Good deals and I’ve found to really useful around birthdays and bigger house furniture purchases Reviewed on: 8th June 2026

Enjoyable service

I enjoy everything about using PayPal and the app is user friendly and easy to navigate. The only improvement would be for disputed payments / resolution centre to respond faster / writhing estimated guidelines Reviewed on: 8th June 2026

PayPal is one of the best Finance organisations i ha...

PayPal is one of the best Finance organisations i have used. Trusted and reliable. I had the opportunity to buy a treat for myself with no pressure of paying back in full and no deposit on the account whcih was so wonderful. While i was purchasing the product, I had an issue with my first purchase, which required a refund and payback with Paypal. After trying to help myself for a few days on the app, the staff really helped me sort it out almost immediately while i was on the phone with them. They were patients and reassuring. I was also given different choices on how to make the payment back. I have used it several times and would definitely carry on with it. Reviewed on: 8th June 2026

Always a reliable helping hand

I’ve had a consistently great experience with PayPal Credit. It’s been really helpful over time, especially when I’ve needed a bit of flexibility. Everything has always worked smoothly for me, and it’s come in handy more times than I can count. Simple, reliable, and stress-free whenever I’ve needed it. Reviewed on: 8th June 2026

My experience has been very good and helpful to me

My experience has been very good and helpful to me Reviewed on: 8th June 2026

Pay pal providing 5-star customer care service & won...

Pay pal providing 5-star customer care service & wonderful management also company. Reviewed on: 8th June 2026

Excellent service, good variety of companies use Pa...

Excellent service, good variety of companies use PayPal credit, easy to use Reviewed on: 8th June 2026

PayPal works well for me.

PayPal works well for me. I use PayPal credit, especially pay in three feature. I also find useful the use of PayPal checkout as don’t need to create account everywhere. Reviewed on: 8th June 2026

Paypal credit is such a great and easy way providing...

Paypal credit is such a great and easy way providing you with flexible finance options. I was able to increase my credit score using paypal credit and I could always have a reliable quick and easy way to gain access to finance when I need it. Have been usine paypal since I was in college and i’m not 31. Definitely recommend Reviewed on: 8th June 2026

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