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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal credit is .very useful to have

PayPal has helped me buy things that I wanted when abit short of cash when offers are on and it is very convenient when seeded Reviewed on: 9th June 2026

Works as expected and easy to use.

Works as expected and easy to use. Available at many retailers. Would like to be able to change payment dates easily. Reviewed on: 9th June 2026

PayPal is trustworthy and easy to deal with.

PayPal is trustworthy and easy to deal with. Reviewed on: 9th June 2026

Good when using PayPal to pay And I enjoy using...

Good when using PayPal to pay And I enjoy using it Reviewed on: 9th June 2026

Always reliable!

Always reliable!! Never lets me down. Available on web and app and easy to use. I feel secure using it. Multiple retailers offer it as a payment option. Reviewed on: 9th June 2026

Paypal credit review

I like paypal credit you can pay interest free if paid before 4 months, and easy to use. Reviewed on: 9th June 2026

PayPal the best.

Always been easy to use. Easy to setup. Reviewed on: 9th June 2026

Paypal credit is easy to use and I always have a cle...

Paypal credit is easy to use and I always have a clear view of my account in the app Reviewed on: 9th June 2026

Well trained staff knew there job well

Well trained staff knew there job well Reviewed on: 9th June 2026

Easy and quick to set up.

Easy and quick to set up. Approval was instant. Reviewed on: 9th June 2026

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