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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177517)

Seamles and safe.

5
Seamles and safe. I use it all the time. Reviewed on: 8th June 2026

very efficient

4
very efficient way to make purchase Reviewed on: 8th June 2026

Always Available option during checkout

4
Fast and efficient bank transfer Reviewed on: 8th June 2026

COnvenient trust worthy and safe.

5
I find PayPal convenient, trust worthy and safe. I will not purchase on line if PayPal is not a payment option. Thank you. Reviewed on: 8th June 2026

Always been great and easy to use

5
Always been great and easy to use Reviewed on: 8th June 2026

It is very easy and customer friendly, not complicat...

4
It is very easy and customer friendly, not complicated to navigate and use Reviewed on: 8th June 2026

Very good experience with PayPal credit

5
Very good experience with PayPal credit and the time duration to pay back purchases over 100 pounds! Everything about this credit service has been positive. Reviewed on: 8th June 2026

Good shopping experience

5
Ive always have had good customer service since joining paypal. Ive mafe a few mistakes when ordering and i was shown consistant help with refunds and corrections when buying on line. I also feel safe and enjoy the shopping apps and opportunites to build points for credit. Reviewed on: 8th June 2026

Always clear and concise and real people at the end...

5
Always clear and concise and real people at the end of a phone if you need to speak about something Reviewed on: 8th June 2026

Absolutely great, reliable and offers interest free...

5
Absolutely great, reliable and offers interest free for a few months which is great Reviewed on: 8th June 2026

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