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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I use PayPal as it is secure and just easy.

I use PayPal as it is secure and just easy. When I have had an issue with a transaction their customer service has been second to none. Reviewed on: 9th June 2026

Good all round service very easy to use and understa...

Good all round service very easy to use and understand, never had any problems.... Reviewed on: 9th June 2026

Quick and reliable

Setting up the account was quick. It helped resolving an emergency Reviewed on: 9th June 2026

PayPal is an easy and secure way of paying for items...

PayPal is an easy and secure way of paying for items donations and creating pools for collections for leaving dos etc. great you can choose to pay over 3 months interest free for larger purchases Reviewed on: 9th June 2026

Been their customer since forever and really pleased...

Been their customer since forever and really pleased I stayed Reviewed on: 9th June 2026

So convenient

PayPal credit is smart and helpful requiring minimal action or management from the end user. I love how the automation is stress free, approval is done in seconds, reminders are provided and payments automated making for stress free spending and credit management. Reviewed on: 9th June 2026

Generally good for getting you out of sticky situati...

Generally good for getting you out of sticky situations. I like that its being accepted more widely Used to have better 0% offers but now very tight. Reviewed on: 9th June 2026

A variety of ways to pay

Always provides an excellent service and offers several different ways to pay. This is a very usefull feature as it caters to peoples different financial status. Reviewed on: 9th June 2026

I find PayPal and PayPal credit very easy to use, I...

I find PayPal and PayPal credit very easy to use, I make it my most ways to pay for things especially online. I recommend PayPal to family & friends if they don’t already have it. Thank you for providing an efficient experience making spending easy and manageable. Reviewed on: 9th June 2026

Perfect from start to finish very happy

Perfect from start to finish , the product was just what needed at the right time Reviewed on: 9th June 2026

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