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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177581 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177581)

Easy way to purchase goods and gives you piece of mi...

Easy way to purchase goods and gives you piece of mind for every transaction Reviewed on: 8th June 2026

Paypal is a one stop shop

Paypal is a one stop shop if you're buying on the web and now there's a Paypal debit and credit card with an amazing reward program Reviewed on: 8th June 2026

My experience has been good, just wish there was a m...

My experience has been good, just wish there was a more defined way of determining THE INTEREST. Reviewed on: 8th June 2026

Paypal Credit is an excellent flexible service .

Paypal is an excellent service and offers many options when managing my finances which is convenient and certainly makes life easier being so user friendly. The pay in 3 monthly instalments interest free option and the Paypal Credit option which allows me to determine my own flexible payments over a set time period and choose to pay any amount to pay the balance off early although the interest rate is very competetive. I honestly wouldn't use any other form of finance now, the superb customer service and security are also factors I have taken into account. Paypal credit lets me control my spending power with ease. Reviewed on: 8th June 2026

Very easy useful tool to have access to to

Very easy useful tool to have access to to Reviewed on: 8th June 2026

Very handy to have , very versatile also as you get...

Very handy to have , very versatile also as you get two choices of cards ( including credit card) Reviewed on: 8th June 2026

Convenient and reliable

It is a convenient and reliable payment platform for online purchases and transfers, especially for added security when buying from unfamiliar sellers. Reviewed on: 8th June 2026

Excellent service

Top service every time, with wide variety of services Reviewed on: 8th June 2026

PayPal Credit is an Absolute Game-Changer;...

ayPal Credit isn't just another digital credit card; it's a powerful financial tool. It gives you the financial breathing room of a traditional credit card but with much better promotional terms and unmatched digital convenience. If you are disciplined about paying off your balances within the six-month window, it is essentially free money management. Reviewed on: 8th June 2026

Use paypal credit all the time gives me 4 months...

Use paypal credit all the time gives me 4 months to pay Reviewed on: 8th June 2026

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