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PayPal: PayPal Credit reviews

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4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55847)

Ease of Use

5
I'd highly recommand getting PayPal credit as they offer flawless service and it's pretty much convenient to use nowadays on almost every ecommerce website. The plan payments also offers flexibility over payments Reviewed on: 31st July 2023
Ace Rookie's avatar
Ace Rookie

Quick response

5
Excellent service, very easy to work with. Reviewed on: 31st July 2023
Walter Jackson 's avatar
Walter Jackson

Great credit service

5
Great credit card with 4 months at 0% interest, helps me getting those big buys easier. Reviewed on: 31st July 2023
Lucas Mendez's avatar
Lucas Mendez

Love PayPal

5
Great service really handy use it all the time Reviewed on: 31st July 2023
andrew walker's avatar
andrew walker

Easy to use and get credit

5
The best part about PayPal Credit is how easy it is to enroll in the credit scheme and get credit instantly Reviewed on: 31st July 2023
Davinder Malhi's avatar
Davinder Malhi

Excellent service.

5
PayPal credit is absolutely fantastic. You are given the right amount for your needs and payments you can adjust to your available income. Really helpful customer support and just an ideal way to spread your money for what you need. Reviewed on: 31st July 2023
Paulette Billinge's avatar
Paulette Billinge

Life saver!

5
Fantastic way of paying for things in installments! Reviewed on: 31st July 2023
MrGk01's avatar
MrGk01

Excellent service

5
Always great communication and thorough statements making everything clear and simple Reviewed on: 31st July 2023
Rob's avatar
Rob

Love PayPal they are very helpful

5
Been using PayPal for a long time now an there service is very helpful I can relax an pay for four month an that’s a great asset to have Reviewed on: 31st July 2023
Janet Cole's avatar
Janet Cole

Great company

5
Great offers, excellent company Reviewed on: 31st July 2023
S S's avatar
S S

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