Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

I really recommend to use this

I really recommend to use this method and it’s easy to use it Reviewed on: 9th June 2026

great experience really useful always recommend

great experience really useful always recommend Reviewed on: 9th June 2026

Great company, feel safe using them for my finances.

Great company, feel safe using them for my finances. Reviewed on: 9th June 2026

Reliable and efficient service

PayPal is extremely reliable when making online purchases and quick when sorting refunds. I enjoy using the PayPal credit service as I’m in control of my finances and I’m able to manage the payments effectively on the app. Receiving great offers which help as well. I enjoy using the platform due to it’s efficiency! Reviewed on: 9th June 2026

Swift secure exchange of money.

Swift secure exchange of money. Details held in one place on the internet instead of needing to enter card details continually. Best online banking I have encountered. Reviewed on: 9th June 2026

Very useful app.

Very useful app. Easy to use. Never had any issues. Transactions happen quickly. Can spread the cost of big purchases. Reviewed on: 9th June 2026

It’s a good service, trustworthy and their support t...

It’s a good service, trustworthy and their support team is good Reviewed on: 9th June 2026

Great service.

Great service and 4 months interest free on all purchases over £100. Reviewed on: 9th June 2026

Nice & Simple

Always been straight forward and very intuitive to use Reviewed on: 9th June 2026

Very good app to use for financing!

Very good app to use for financing! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub