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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

It has been a useful way to manage my money.

It has been a useful way to manage my money. Reviewed on: 11th May 2024

Love PayPal credit, interest free for 4 months

Love PayPal credit, I can make larger purchases and pay over 4 months without any interest being added. Reviewed on: 11th May 2024

my experience of using PayPal credit the app makes t...

my experience of using PayPal credit the app makes things like remembering payment and the ease of using the app is second to non nothing rivels it in my opinion 5 star Reviewed on: 11th May 2024

Love it.

Love it. Specially spreading cost to four months without interest. Reviewed on: 11th May 2024

Trustworthy

I've used PayPal for years and never had ay problems with it Reviewed on: 11th May 2024

Its not clear how to cancel direct debit and xontact...

Its not clear how to cancel direct debit and xontact to customer care. Reviewed on: 11th May 2024

I love PayPal credit it help me a lot!

I love PayPal credit it help me a lot!!! I really recommend Reviewed on: 11th May 2024

Paypal credit has helped fill gaps

Paypal credits flexibility has helped me during times of lower income, to cover birthdays and Christmases, as well as covering other essential expenses at a fair price, which is extremely rare in the world of providing a credit service. Reviewed on: 11th May 2024

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 11th May 2024

I use PayPal for all my transactions online and also...

I use PayPal for all my transactions online and also on aliexpress which is more secure and convenience too Reviewed on: 11th May 2024

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