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PayPal: PayPal Credit reviews

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4.91
Based on 56,422 reviews, last reviewed 7th Apr 2026
519600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick short term credit. Quick way to sort short term credit, value for money with pay in 3, and pay in 4 with credit. Reviewed on: 7th April 2026
Micky B's avatar
Micky B

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56422)

Paypal gave me help wilh my finance and many more op...

5
Paypal gave me help wilh my finance and many more opportunities to split my expenses in one place. Reviewed on: 11th May 2024
Arkadiusz G's avatar
Arkadiusz G

Never had a problem and have always used PayPal and...

5
Never had a problem and have always used PayPal and also love the PayPal credit facility which help to pay for emergency car parts when needed etc etc Reviewed on: 11th May 2024
Phill's avatar
Phill

The statements are very hard to understand it's not...

5
The statements are very hard to understand it's not very transparent Reviewed on: 11th May 2024
Sarah H's avatar
Sarah H

Easy to use, user friendly and clear fees

5
Easy to use, user friendly and clear fees Reviewed on: 11th May 2024
DARDAN AZEMI 's avatar
DARDAN AZEMI

Trustworthy

5
I always trust PayPal when it comes to my purchases online. I have no worries if something went wrong with my purchase as I can always open dispute to get my money back providing that the problem is from the merchant. I experience few issues already and PayPal solved the problem for me. Thank you PayPal Reviewed on: 11th May 2024
Evytte K's avatar
Evytte K

Definitely a secure way to pay online

5
It is a bit difficult for me to contact customer service. It is lengthy and ineffective, and I think PayPal needs to improve the service. But I can definitely say that using PayPal is much more secure than disclosing bank card details in online environments. Reviewed on: 11th May 2024
Mi 's avatar
Mi

When ever their is a problem its sorted quickly ,the...

5
When ever their is a problem its sorted quickly ,the customer service is very good and always polite and very helpful Reviewed on: 11th May 2024
Matt's avatar
Matt

So easy to use and so safe also I would recommend th...

5
So easy to use and so safe also I would recommend this to all of my friends Reviewed on: 11th May 2024
Mark A's avatar
Mark A

Good customer service experience and no dodge custom...

4
Good customer service experience and no dodge customer service Reviewed on: 11th May 2024
Olajide O's avatar
Olajide O

good offers, widely available at the west.

5
good offers, widely available at the west. app putchese information minimal Reviewed on: 11th May 2024
trismegistos's avatar
trismegistos

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