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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use !

Easy to use ! Good communication always my preferred way to pay Reviewed on: 9th June 2026

Excellent.

Easy to use and manage Very quick and efficient customer service Reviewed on: 9th June 2026

Instant credit when I need it

Instant credit when I need it and pay it off easy direct from my bank Reviewed on: 9th June 2026

Paypal, excellent service and easy to use.

Veey easy to use, excellent service especially when i had a problem, when money was taken from my account it was sorted out in no time , can use PayPal anywhere which makes it great. Reviewed on: 9th June 2026

Safe transactions

When doing transactions online having the PayPal account allows me to have a central safe method Reviewed on: 9th June 2026

Best customer service in the industry

The customer service line provides the best care possible Reviewed on: 9th June 2026

Quick, safe and reliable payment method

my my life easy and stress free. Excellent service never had a problem with it Reviewed on: 9th June 2026

Good overall but sometimes I find it difficult to ge...

Good overall but sometimes I find it difficult to get a customer service from a human being rather than AI agent Reviewed on: 9th June 2026

Great option pay in 3 instalments!

Great way to pay and I also like the options to pay, I particularly like the pay in 3 interest free instalments. Reviewed on: 9th June 2026

Very easy and friendly, most of the time

Very easy and friendly, most of the time Reviewed on: 9th June 2026

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