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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177691)

Most reliable way to pay

5
If i am not sure of seller credibility , i know the best choice to pay is paypal because it is impossible to get scammed if paid by paypal. Reviewed on: 8th June 2026

Easy to obtain with clear information on interest an...

5
Easy to obtain with clear information on interest and repayment terms Reviewed on: 8th June 2026

Flexible

5
Flexible, easy to use, happy with product Reviewed on: 8th June 2026

Love pay pal everything about it.

5
Love pay pal everything about it. I use it to pay for everything Reviewed on: 8th June 2026

Easy to use and good options to purchase.

5
Easy to use and good options to purchase. Simple payments Reviewed on: 8th June 2026

PayPal is my family its from long time like family.

5
PayPal is my family its from long time like family. . There Never call me last 16 year for any reason. It’s great relation. With PayPal . Thank you PayPal ever . Reviewed on: 8th June 2026

Low limit

3
Hi You lowered my credit limit.please increase my limit thanks Reviewed on: 8th June 2026

Good short term credit solution

5
I’ve not used customer service but PayPal Credit works well and easy to use. Reviewed on: 8th June 2026

I don’t like how the updates are working, the credit...

4
I don’t like how the updates are working, the credit is unclear when how much I repaid and many more issues. Reviewed on: 8th June 2026

Easy to use

5
Easy to use and provides added safety for purchases Reviewed on: 8th June 2026

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