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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Paypal the people's best pal.

Paypal are probably in my experience the best financial company out there.The level of help ive gotten over the yrs with everything from loans to help with difficult companies & fraudsters is the best there is their customer service is absolutely fantastic to be honest I dint know what I'd do without paypal for every day purchasing. Reviewed on: 9th June 2026

Always on hand for purchases in various ways of paym...

Always on hand for purchases in various ways of payments Reviewed on: 9th June 2026

Ease of use.

Ease of use. Great accessibility. Happy with the extensive places to be able to spend online Reviewed on: 9th June 2026

Always there when you need it definitely recommend

Always there when you need it definitely recommend Reviewed on: 9th June 2026

It’s very easy and simple to use.

It’s very easy and simple to use. It’s good for online purchases however it would be good to use it to transfer to other peoples banks outside of PayPal Reviewed on: 9th June 2026

Easy to use , good credit offers.

Easy to use , good credit offers. Very good customer service. No issues so far Reviewed on: 9th June 2026

Great lender, very responsible and customer service...

Great lender, very responsible and customer service team are fast and fab Reviewed on: 9th June 2026

The most amazing online payment system to allow pe...

The most amazing online payment system to allow people and businesses send, receive, and manage money over the internet. Reviewed on: 9th June 2026

Feeling extremely secure when I purchase anything on...

Feeling extremely secure when I purchase anything online knowing my bank details are not exposed to criminals. I rarely leave my card details to suppliers. Reviewed on: 9th June 2026

Also been easy safe and complete service

Also been easy safe and complete service Reviewed on: 9th June 2026

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