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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always found PayPal very easy to use and if you have...

Always found PayPal very easy to use and if you have an issue with a payment it is resolved quickly and efficiently. I always use PayPal for payment if the option is there Reviewed on: 9th June 2026

Excellent Service and Peace of Mind

PayPal is an excellent payment platform that is fast, secure, and easy to use. Transactions are smooth, and I appreciate the added buyer protection and reliable customer service. It makes sending and receiving money simple, whether for personal use or online shopping. Highly recommended for anyone looking for a trustworthy payment solution. Reviewed on: 9th June 2026

PayPal is so easy to use

PayPal is so easy to use has great services and yhe customer service always goes above and beyond to resolve any issues , also makes it easier to pay for goods with the pay in 3 Reviewed on: 9th June 2026

Accepted most places and good to have in your back p...

Accepted most places and good to have in your back pocket for that impulsive purchase Reviewed on: 9th June 2026

It makes perfect sense

I have used it for years it’s a great way to kept your cash in the bank working for you. I keep my emergency funds and still can meet my needs Reviewed on: 9th June 2026

hassle free

Easy to use with no hassle each time you use it Reviewed on: 9th June 2026

pay pal has helped me in past to get refunds when th...

pay pal has helped me in past to get refunds when the supplier gave me refund receipt and months later still no funds Reviewed on: 9th June 2026

Generally very good but can do better

Generally very good but sometimes not obvious when payments are made to your account and what items have been paid off. Personally the screens need a redesign as not greatly intuitive. Reviewed on: 9th June 2026

Good customer service and very convenient when using...

Good customer service and very convenient when using there app and their notification help to monitor my spending. Reviewed on: 9th June 2026

0% interest is a great way to buy goods and services...

0% interest is a great way to buy goods and services and helped me budget and spread costs. Reviewed on: 9th June 2026

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