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PayPal: PayPal Credit reviews

4.91
Based on 56,824 reviews, last reviewed 7th Apr 2026
556800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe, helpful, always there when needed, offers Safe, helpful, always there when needed, offers Reviewed on: 7th April 2026
Saba K's avatar
Saba K

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56824)

Really handy app and feels secure using for online p...

5
Really handy app and feels secure using for online payments. Reviewed on: 12th May 2024

sending money and payments

5
i use paypal to send money to my girlfriend and also to spread costs of my payments, it is vital for me Reviewed on: 12th May 2024

Not much to say.

5
Not much to say. But good service Reviewed on: 12th May 2024

Easy to use and great range of credit options

4
Easy to use and great range of credit options including interest free Reviewed on: 12th May 2024

Always money in your hand.

5
Always money in your hand. Easy to apply Reviewed on: 12th May 2024

I been with PayPal over so many years, provided exce...

5
I been with PayPal over so many years, provided excellent service and communication and always dealt with my correspondence, Any issues I comfortable talking to PayPal customer service, they dealt with the enquiry efficiently Reviewed on: 12th May 2024

Absolutely cracking experience always there to help

5
Absolutely cracking experience always there to help Reviewed on: 12th May 2024

PayPal really helped me at very difficult times and...

5
PayPal really helped me at very difficult times and their interest free credit always helped me to come out of debts, thanks Reviewed on: 12th May 2024

Excellent service, great rates and affordable payments.

5
Excellent service, great rates and affordable payments. Reviewed on: 12th May 2024

Very good experience i really like PayPal credit eas...

5
Very good experience i really like PayPal credit easy n fast service good for everything Reviewed on: 12th May 2024

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