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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Paypal Credit saved me

I used Paypal Credit when I got into a bad debt experience. I found it an excellent way to get out of a very bad hole. They wer always helpful Reviewed on: 9th June 2026

Flexible credit that really works

Easy to use. Flexible. Better than a credit card. Reviewed on: 9th June 2026

Not much information sent about account.

Not 100% sure if it's my fault but a recent missed payment could have been avoided and I was completely unaware. Sending notifications would have prevented it. Reviewed on: 9th June 2026

Pay with paypal is easy and safe

Pay with paypal is easy and safe Reviewed on: 9th June 2026

large online payments.

Always use PayPal for large online payments. They have stepped in when uve had issues and always resolved things. Reviewed on: 9th June 2026

Quick easy way to spend.

Quick easy way to spend. Would recommend. Reviewed on: 9th June 2026

Quick and simple payments.

Quick and simple payments. Generous zero balance over 4 months. No fuss arrangements. Used for several transactions, especially for holidays and large purchases. Reviewed on: 9th June 2026

I love PayPal credit.

I love PayPal credit. So simple to use Reviewed on: 9th June 2026

Very Manageable and handy.

It’s great as you have a chance to pay off larger purchases over a few months rather than having to settle everything the following month., which keeps everything manageable. Super for online purchases. Reviewed on: 9th June 2026

,It’s great honestly wonderful, easy to use and the...

,It’s great honestly wonderful, easy to use and the interest rates are brilliant Reviewed on: 9th June 2026

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