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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177854)

Worked well for us when we needed it no stress, and...

Worked well for us when we needed it no stress, and easy to am she’s Reviewed on: 8th June 2026

Paypal for win

I find offers and payment structures easy to understand and use. Reviewed on: 8th June 2026

100% recommend

I’ve never had a problem with my PayPal credit. Any questions or queries customers service advisors have been very quick to help me and answer any of my questions or worries. They’ve been nice on the phone and explained things kindly when I’ve been confused over refunds etc. I find it very easy to track and pay extra. Just like with all credit cards you just have to be careful with not borrowing too much as it’s so accessible on so many websites Reviewed on: 8th June 2026

Very helpful staff.

Very helpful staff. They were able to make the changes I requested to my account. Reviewed on: 8th June 2026

Hard website to use .

Hard website to use . Could be simplified. Extra Payments made sometimes don’t go through or will go through days later, leading you to pay double Reviewed on: 8th June 2026

PayPal has a very user-friendly interface, & creatin...

PayPal has a very user-friendly interface, & creating a pay plan is extremely easy. Reviewed on: 8th June 2026

Easy to pay your bills and link to Apple subscriptio...

Easy to pay your bills and link to Apple subscriptions etc Reviewed on: 8th June 2026

Fast, Secure, and Convenient Payments

I’ve had a positive experience using PayPal. Payments are quick and secure, and the app is easy to use. I particularly appreciate the buyer protection and the convenience of sending and receiving money. Customer service has been helpful when I’ve needed assistance. Reviewed on: 8th June 2026

It’s easy to pay on line which is great

It’s easy to pay on line which is great, and it’s good to have a physical card also; however, I got very confused when it came to seeing a direct debit and later I could not change it when I needed to. Reviewed on: 8th June 2026

Good service.

Good service. Great value for money Reviewed on: 8th June 2026

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