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PayPal: PayPal Credit reviews

4.91
Based on 57,040 reviews, last reviewed 7th Apr 2026
576600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and are on your side resolving any unhappy tra... Great and are on your side resolving any unhappy transactions Reviewed on: 7th April 2026
Neil's avatar
Neil

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57040)

If you are shopping with PayPal credit you will neve...

5
If you are shopping with PayPal credit you will never lose your money and your details are secure Reviewed on: 13th May 2024

I know I'm covered if anything is wrong so gives me...

5
I know I'm covered if anything is wrong so gives me piece of mind and easy accessibility. Reviewed on: 13th May 2024

I use Paypal regularly! I like and recommend

5
I use Paypal regularly Reviewed on: 13th May 2024

Outstanding

5
Always correct never had a problem over 15 years Reviewed on: 13th May 2024

I regularly use PayPal including PayPal credit

5
I regularly use PayPal including PayPal credit, I prefer websites which offer either Apple pay or PayPal as it gives me confidence the purchase is more likely to be hassle free. PayPal credit with 4 months interest free is superb for spreading the cost of larger purchases. Reviewed on: 13th May 2024

Never had any issues, PayPal credit is super afforda...

5
Never had any issues, PayPal credit is super affordable with great 0% offers. Reviewed on: 13th May 2024

YOUR SAFE WITH PAYPAL

5
I feel safe in PayPal hands, They are with you all the way when there's a problem. Reviewed on: 13th May 2024

Only positives

5
Only positives- 4 months time without rate Reviewed on: 13th May 2024

Everything is good just refunding process is a bit slow

4
Everything is good just refunding process is a bit slow Reviewed on: 13th May 2024

I highly recommend this company.

5
I highly recommend this company. “Their customer service is second to none.” The company is constantly outstanding, exceeding my expectations every time.” I was completely impressed with their professionalism and customer service . Thank you so much for your amazing customer service. Reviewed on: 13th May 2024

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