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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177927)

Excellent!!!

5
Nothing beats PayPal. They make transactions seamlessly and prompt. Reviewed on: 8th June 2026

Flexible and easy

5
Very flexible, no hassle and extremely easy. Paypal credit has really been useful for those purchases big and small. Reviewed on: 8th June 2026

Very convenient.

5
Very convenient. Can use PayPal most places and always very helpful if you need to get in contact with customer service. Reviewed on: 8th June 2026

you don't really have a choice

4
Using it as being the main alternative, you,don't really have a choice Reviewed on: 8th June 2026

Easy and quick

5
Easy and quick to use and has become my go to payment app for all my online purchases from books on eBay to train tickets. Highly recommended. Reviewed on: 8th June 2026

Always use PayPal, can trust if anything goes wrong...

5
Always use PayPal, can trust if anything goes wrong they will sort it with minimum fuss. Reviewed on: 8th June 2026

Pay pal has been a great source of help to.Awesome

5
Pay pal has been a great source of help to. Myself , I once had a problem with an order that I didn’t receive PayPal took it into their own hands and solved the problem for me . I was so grateful for this .I would certainly recommend PayPal to anyone I will continue to use PayPal I 100% trust Thank you Reviewed on: 8th June 2026

I really enjoy using paypal makes it so easy to not...

5
I really enjoy using paypal makes it so easy to not have to put bank details in everytime. Love it Reviewed on: 8th June 2026

Since I started to use PayPal it always helped me to...

5
Since I started to use PayPal it always helped me to use my money the best way, PayPal trusted me with the PayPal credit and always make sure I pay it off, also gave me a credit card where I can use whenever I need it. Specially if I have something urgent to do, PayPal is always there to support me like a good friend! Thanks pay pal Reviewed on: 8th June 2026

Available for most purchases and low payback payments

5
Available for most purchases and low payback payments Reviewed on: 8th June 2026

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