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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great service when you need a little help!

Great service when you need a little help! I’ve been using it for over 10 years and never had any problems. Reviewed on: 9th June 2026

Versatile, calibrated and user friendly.

Versatile, calibrated to my needs and user friendly. Reviewed on: 9th June 2026

Great product

Great product easy to use,like the points Reviewed on: 9th June 2026

helpful for buying expensive items spreading cost

helpful for buying expensive items spreading cost Reviewed on: 9th June 2026

Excellent service always helpful

Excellent service always helpful Reviewed on: 9th June 2026

Great company - faultless service

Great company - faultless service Reviewed on: 9th June 2026

Convenient and reliable.

Convenient and reliable. It's a straight forward process and anyone can use it as long as they use it responsibly. Reviewed on: 9th June 2026

PayPal stands out for making retail finance easy and...

PayPal stands out for making retail finance easy and stress-free. The application process is straightforward, repayments are clear, and the overall experience gives customers confidence when making important purchases. Reviewed on: 9th June 2026

Very good customer service.

Very good customer service. The PayPal team are always at hand to address any queries. However, the credit option doesn’t not always work or come up when you want to use it. The credit limit is also too low. Reviewed on: 9th June 2026

So easy to order from shops directly from PayPal and...

So easy to order from shops directly from PayPal and you also get bonus points Reviewed on: 9th June 2026

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