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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178000)

Lots of flexible payment options to choose from

Lots of flexible payment options to choose from Reviewed on: 8th June 2026

Easy to use

Easy to use everything is made very clear and simple to understand. Reviewed on: 8th June 2026

It’s a great seamless service.

It’s a great seamless service. I love that they now offer physical credit cards as well and a good interest free offer Reviewed on: 8th June 2026

I find PayPal to be an easily accessible and conveni...

I find PayPal to be an easily accessible and convenient method of online payment. The 'PayPal in Three' option is a great feature, as it helps me spread the cost and it's interest free! Reviewed on: 8th June 2026

Paypal credit a 21st century life saver !

PayPal credit helps me manage money a little more freely. I’ve never much had to rely on credit cards and later payments before until I purchased my first house. Now every month can feel a stretch and when things go wrong it’s good to know I can spread the cost over a few months to make my all important mortgage pay but still have a functioning hoover for example (that was one of the many things that broke on me recently I won’t get into it…!). But having the flexibility in this day and age is incredibly helpful and it’s certainly the new way to buying stuff. Reviewed on: 8th June 2026

Used PayPal for years, it’s brilliant

Used PayPal for years, it’s brilliant Reviewed on: 8th June 2026

Interest charges a thing of the past for me

Most attractive and affordable credit offers, never have to worry about exorbitant interest charges. Reviewed on: 8th June 2026

I am very pleased with the cooperation with Pay Pal...

I am very pleased with the cooperation with Pay Pal Reviewed on: 8th June 2026

It’s has been an excellent experience so far.

It’s has been an excellent experience so far. Reviewed on: 8th June 2026

Reliable, secure, trust worthy and convenient.

Reliable, secure, trust worthy and convenient. Many online retailers facilitate PayPal credit which is very helpful. The pay in 3 is a really useful payment option and the 0% for 3 months on PP credit has been a great financial tool when I've wanted to either spread costs or delay full payment. Reviewed on: 8th June 2026

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