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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Never had any issues, easy to use, easy to speak to...

Never had any issues, easy to use, easy to speak to a human rather than a bot! Reviewed on: 9th June 2026

Good service, easy to use.

Good service, easy to use. Decent customer service Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Great features. Reviewed on: 9th June 2026

Easy to use and to access the app

Easy to use and to access the app Reviewed on: 9th June 2026

Easy, safe, secure - I always trust PayPal & use it...

Easy, safe, secure - I always trust PayPal & use it as much as I can Reviewed on: 9th June 2026

I have been using paypal flawlessly for many years

I have been using paypal flawlessly for many differen t purchases for years. The credit options for zero interest and pay in 3 are extremely useful and effective Reviewed on: 9th June 2026

fantasic service amd user friendly

Easy to use, fantasic service and customer service always happy to help Reviewed on: 9th June 2026

Never had any issues, trust worthy reliable banking...

Never had any issues, trust worthy reliable banking option Reviewed on: 9th June 2026

allows me to spread my payments and gives me time to...

allows me to spread my payments and gives me time to repay Reviewed on: 9th June 2026

PayPal offers a fantastic, easy to use service.

PayPal offers a fantastic, easy to use service. Know exactly where you are with your finances with reminders sent in good time about your upcoming payments - excellent when they have given you an amazing 4 months credit! Reviewed on: 9th June 2026

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