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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

Convenient and Flexible Payment Option

PayPal Credit has been a convenient and flexible way to manage larger purchases. The application process was straightforward, and having the option to spread the cost over time has been very helpful. Payments are easy to track through my PayPal account, and the service integrates seamlessly with online shopping. Overall, it’s a useful financial tool that provides extra flexibility when needed. Reviewed on: 8th June 2026

So far so good however would be much more easier to...

So far so good however would be much more easier to have easier customer service due to automated systems can be difficult to get what you need Reviewed on: 8th June 2026

a quick, convenient and hassle free way

I have used this service a few times, a quick, convenient and hassle free way of paying for larger items. I especially appreciate the interest free period. Reviewed on: 8th June 2026

Mr shahid

Helping serving outstanding super Reviewed on: 8th June 2026

Out in front of the rest

Not has a single problem in all the years I have used PayPal, everything is so easy and clear. Reviewed on: 8th June 2026

Using PayPal service for many years and absolutely h...

Using PayPal service for many years and absolutely happy with service Reviewed on: 8th June 2026

paypal review

app is easy to use and purchase with Reviewed on: 8th June 2026

It was very helpful for me to buy holiday tickets...

It was very helpful for me to buy holiday tickets Reviewed on: 8th June 2026

customer service is excellent

Easy to use, fair, look after customers and customer service is excellent Reviewed on: 8th June 2026

I like using Paypal, but....................

I like using Paypal, but they got rid of the free returns and I find it's harder to make a claim and have it upheld nowadays even if there is a lot of online evidence the trader is a scammer, especially anything sent from China, that needs looking into, protect your customers not the scammers! Reviewed on: 8th June 2026

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