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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Fast and efficient

I use PayPal credit for paying for things online and always found it fast and efficient. The technology works well and I haven't had any need to call customer service. Reviewed on: 9th June 2026

PayPal is great for paying off in instalments.

PayPal is great for paying off in instalments. Very helpful customer service Reviewed on: 9th June 2026

PayPal credit is extremely easy to use, simple to ap...

PayPal credit is extremely easy to use, simple to apply for, and customer service is great. I like that there is 0% interest up to a certain point, to give you time to pay back the credit in instalments. I also find the refund process easy, for example if you were to buy a few pairs of shoes to try on - the refund automatically goes back into your balance, so you don't need to pay for anything that you don't keep. Reviewed on: 9th June 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 9th June 2026

Excellent payment options and easy to use.

Excellent payment options and easy to use Reviewed on: 9th June 2026

Flexible options with security

I like the various ways i can spread bills great when booking holidays or traveling Reviewed on: 9th June 2026

The flexibility of PayPal, when either paying for go...

The flexibility of PayPal, when either paying for goods or sending money to friends is unmatched. Also, I am able to use the credit facility via CURVE when making purchases. I also play games online via Free Cash and have my winnings sent to PayPal for ease of withdrawal into my bank account. Great product. Reviewed on: 9th June 2026

Pay pal never disappoints me.

Pay pal never disappoints me. For sending money abroad or paying for items Reviewed on: 9th June 2026

Very easy to use, and convenient

Very easy to use, and convenient Reviewed on: 9th June 2026

It's Amazing!

It's Amazing! Always smooth transition and transparent Reviewed on: 9th June 2026

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