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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57129 reviews)

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4.91

Based on 57,129 reviews, last reviewed 8th Apr 2026

584600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy Access Easy to use availability everywhere pay in 3 i use weekly and pay off early no interest Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57129)

Customer service five star

PayPal customer service is amazing, quick response, helpful, fully explained any issues. Reviewed on: 13th May 2024

I’ve used PayPal Credit for many years.

I’ve used PayPal Credit for many years. It’s great to have along my credit cards and PayPal is always an option when you need some extra time to pay for big purchases in Currys and other big names. Reviewed on: 13th May 2024

Best offer going: 4 month interest-free credit

PayPal’s 4 month interest-free credit offers so much better value than any credit card I can get! Reviewed on: 13th May 2024

Great time

Had a few issues with payments but other than than great time Reviewed on: 13th May 2024

Love Paypal Credit

Paypal crefit is a very handy way to spread the cost of more expensive items. It enabled me to get the irem i wanted. Reviewed on: 13th May 2024

Awesome!

Awesome! Nothing can be any better than PayPal Credit when it comes to financial services. Thank you PayPal. I’m so grateful! Reviewed on: 13th May 2024

Very good no issues at all.

Very good no issues at all. Good way of protecting yourself online when making payments. Reviewed on: 13th May 2024

Hope for difficult situations.

Hope for difficult situations. Bought my holidays package with PayPal and paid with PayPal credit in 4 months. Such a relief. Reviewed on: 13th May 2024

PayPal gives excellent service .

PayPal has always been efficient and reliable and is trustworthy in handling my financial transactions Reviewed on: 13th May 2024

Top notch,I find it really easy to navigate and it m...

Top notch,I find it really easy to navigate and it makes it easy for me to use a little more funds. Reviewed on: 13th May 2024

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