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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal is user friendly

PayPal is much user friendly to use, for example if you’re booking a group holiday and you need your group to send you money to your account quickly to book an account it’s instant hassle free. Reviewed on: 9th June 2026

PayPal is the best

I have always been approved for any credit that I take from PayPal. It’s super convenient and easy to apply. Also their customer service is excellent and I also get to talk to real people and not a bot. Also they favor the customer in a refund situation so 100% love the way they help their customers. Reviewed on: 9th June 2026

PayPal is so convenient and helps for my hotel and t...

PayPal is so convenient and helps for my hotel and trips that I need to take without worry - I can always meet the balance on my next pay cheque - super convenient and a good way to manage money. Reviewed on: 9th June 2026

Never let me down clear messaging

Never let me down clear messaging Reviewed on: 9th June 2026

Very quick to approve and app is clear and easy to u...

Very quick to approve and app is clear and easy to understand Reviewed on: 9th June 2026

The Best By Far

I've used PayPal since the start of my adult life. By far better and easier that anything/one else. Reviewed on: 9th June 2026

Simply Awesome

Simple convenient and and safe, been using since the launch of eBay brilliant easy and a service you can trust, banks could take a lesson from them Reviewed on: 9th June 2026

Nice and easy.

Nice and easy. Love being able to send and receive money at the touch of a button! Reviewed on: 9th June 2026

Easy to use platform and excellent finance options.

Easy to use platform and excellent finance options. Reviewed on: 9th June 2026

Great app

PayPal is a very easy app to use/navigate, with great customer service how do there utmost to help and resolve any issues you may have Reviewed on: 9th June 2026

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