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PayPal: PayPal Credit reviews

4.91
Based on 57,142 reviews, last reviewed 8th Apr 2026
585700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great . PayPal is great . Good customer service Reviewed on: 8th April 2026
Afrakomah ampomah's avatar
Afrakomah ampomah

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57142)

My experience has been great so far

5
My experience has been great so far Reviewed on: 13th May 2024

Great service.

5
Great service. Low interest rates. Reviewed on: 13th May 2024

Easy to use, well thought out

5
Easy to use, well thought out website. Reminders sent so you don't forget. Easy to understand. Reviewed on: 13th May 2024

Recommended

5
Easy to use and flexible payments Reviewed on: 13th May 2024

Use PayPal as my main form of payment as it’s trustw...

5
Use PayPal as my main form of payment as it’s trustworthy. Also use PayPal credit a lot as helps to pay payments a bit later on or if things need returning it’s very handy. Reviewed on: 13th May 2024

Excellent service and app.

5
Excellent service and app. Quick and easy to set up and use Reviewed on: 13th May 2024

Great experience other than the shortage of staff in...

5
Great experience other than the shortage of staff in credit adjustment and financial management, otherwise the overall experience is good enough. More handy ,O would also suggest a redirection to the app for payment rather than internet login each time which consume time and a bit delay . Reviewed on: 13th May 2024

Exceptionally safe, easy and convenient.

5
Exceptionally safe, easy and convenient. Reviewed on: 13th May 2024

good financial support

5
Every time, good financial support for my purchases Reviewed on: 13th May 2024

PayPal Credit is my go to payment option

5
PayPal Credit is excellent and gives masses of flexibility on repayments dependent on your needs, my go to payment option Reviewed on: 13th May 2024

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