Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Easy to use and fair.

Easy to use and fair. I like both the pay in 3 and pay later options. Fair interest rates aswell. Never had an issue. Reviewed on: 9th June 2026

I absolutely appreciate PayPal credit! Thank you!

I absolutely appreciate PayPal credit! As someone on a low wage it’s the only way I can make certain purchases that gives me 4 months to pay off interest free!! Thank you! Reviewed on: 9th June 2026

Pay pal provides oth a purchase buffer

Pay pal provides both a purchase buffer and protection, pay pal provides control over your spending so when a seller offers 30 days money back you get 30 days to find out before your money is really spent. Simply put pay pal are providing the control while you enjoy the results. Reviewed on: 9th June 2026

It is easy to use it gives 4 moths for payments with...

It is easy to use it gives 4 moths for payments with no interest. I like it Reviewed on: 9th June 2026

My go to way to buy online

Easy to use. I feel more confident using PayPal online than I do giving card details. Like the way you can schedule your repayment. Reviewed on: 9th June 2026

Easy to navigate and get an immediate outcome

Easy to navigate and get an immediate outcome Reviewed on: 9th June 2026

Everyday security with paypal

I pay with PayPal because I feel it’s the safest easiest way to pay for everyday items. Any query I’ve had has always been dealt with quickly and eficiently Reviewed on: 9th June 2026

Super easy to use and convenient

Super easy to use and convenient Reviewed on: 9th June 2026

Easy peasy

Easy transaction very straightforward Reviewed on: 9th June 2026

Great company

Really efficient have been using them for years Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub