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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Paypal is brilliant and provide good customer service

Paypal is brilliant and provide good customer service Reviewed on: 9th June 2026

Really good payment system , ideal to have .

Really good payment system , ideal to have . Reviewed on: 9th June 2026

Easy to use secure service

Really good service, very secure, easy to use. Reviewed on: 9th June 2026

Pay Pal Experience

my experience with Pay Pal has always been first class in the years that i have used it Reviewed on: 9th June 2026

All in one app.

Very easy to split bills and send money to friends, instantly. Pay in 3 and PayPal credit have been a lifesaver recently. And it's an easy way to buy crypto all in one app! Reviewed on: 9th June 2026

Spot on !

Spot on !!! Great customer services... no problems at all.... all ok... Reviewed on: 9th June 2026

Great for splitting up the costs of the more expensi...

Great for splitting up the costs of the more expensive items especially when you get 4 months at 0%! Very happy with my experience. Reviewed on: 9th June 2026

Easy to apply and use.

Easy to apply and use. Frequent review of limit is excellent. Reviewed on: 9th June 2026

Easy and safe way to purchase items

Easy and safe way to purchase items Reviewed on: 9th June 2026

Use PayPal as often I can, effortless and straightfo...

Use PayPal as often I can, effortless and straightforward. Reviewed on: 9th June 2026

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