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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180792)

Super-safe, prompt and helpful customer service

5
Super-safe with excellent customer service. Reviewed on: 9th June 2026

The 4 months iterest free is very useful.

5
I used this to buy golf clubs which was a big expense to do all in one go. The 4 months interest free is very useful when buying products that don't want to pay off all in 1 go. It allowed me to break it down into more manageable monthly payments Reviewed on: 9th June 2026

Help me to organise my finances

5
Help me to organise my finances spreading some costs Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Smart platform. Very simple to use Reviewed on: 9th June 2026

Over 10 years next to me

5
PayPal is the easiest and secured way to manage my cards, all my online payments and even send money to family and friends. Using PayPal for more than 10 years and they're always there when I need. Reviewed on: 9th June 2026

Simple to use and convenient.

4
Simple to use and convenient, integrates well with quite a few online stores and services Reviewed on: 9th June 2026

Nice and easy and quick with several payment options

5
Nice and easy and quick with several payment options Reviewed on: 9th June 2026

So much easier and safer paying with PayPal

5
So much easier and safer paying with PayPal Reviewed on: 9th June 2026

Paypal credit has helped me massively.

5
Paypal credit has helped me massively. I have been able to buy necessary items & pay the balance over time making life a lot more stress free. It is very easy to use would highly recommend. Reviewed on: 9th June 2026

It's the original and probably the best, but needs work

4
It's super easy to use, especially if you have a Paypal account already. I'd say compared to similar tools it needs a little more development. You can't just quickly transfer money from your Paypal account into Paypal credit which is annoying. Reviewed on: 9th June 2026

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