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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,357 reviews, last reviewed 8th Apr 2026
605300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well trusted Never have any issues and if there is a problem it always gets sorted Reviewed on: 8th April 2026
Charlene r's avatar
Charlene r

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57357)

I love PayPal credit.

5
I love PayPal credit. I have used PayPal for years as I feel it is a safer way to spend money online. PayPal credit let's you spend with 3 months to pay before any interest is charged. Its very convenient as you can pay minimum one month and pay extra the next or when you have more funds. I have been very happy to have the use of the PayPal credit facility. Would definitely recommend. Reviewed on: 14th May 2024
Amanda B's avatar
Amanda B

Easy & Safe

5
Easy & Safe way to make online purchases and payments Reviewed on: 14th May 2024
oluwaleke idowu's avatar
oluwaleke idowu

It was easy to apply, so simple to buy online

5
It was easy to apply, so simple to buy online Reviewed on: 14th May 2024
Enrico R's avatar
Enrico R

afford the things, you can’t

5
They allow you to be able to afford the things, you might not be able to pay in full and give you the flexibility to pay it in 4months with no interest, which is amazing, because if you use a credit card, many times the interest, is off putting, they give you the chance to go to events or purchase things maybe you cant afford one off Reviewed on: 14th May 2024
Geraldine Q's avatar
Geraldine Q

Interest rate way way too high and little to no prot...

1
Interest rate way way too high and little to no protection for the customer Reviewed on: 14th May 2024
JaDo 's avatar
JaDo

Being able to have PayPal makes my life so much easier.

5
Being able to have PayPal makes my life so much easier. Reviewed on: 14th May 2024
Sophie Stevens's avatar
Sophie Stevens

Paypal Priority Purchases .

5
I always use PayPal for purchases. PayPal credit enables affordable payments to suit. Hands down the safest, easier way to buy! Reviewed on: 14th May 2024
Aitch's avatar
Aitch

Easy and reliable.

5
Easy and reliable. Available at multiple merchants. Reviewed on: 14th May 2024
Naveen's avatar
Naveen

Simple and easy to use, perfect!

5
Simple and easy to use, perfect! Reviewed on: 14th May 2024
louise.toseland@btinternet.com's avatar
[email protected]

So easy to use!

5
Great and so easy to use, nice to have that extra security paying for items Reviewed on: 14th May 2024
Annarichards's avatar
Annarichards

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