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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Hassle free shopping.

Hassle free shopping. Fantastic customer service. Would highly recommend. Reviewed on: 9th June 2026

Great way to pay in store and on line

Great way to pay in store and on line Reviewed on: 9th June 2026

I find PayPal Credit to be so easy to use.

I find PayPal Credit to be so easy to use and excellent value. No filling in pages of application forms! I have used PayPal Credit several times and each time the application process has been a seamless act. I highly recommend PayPal Credit to anyone seeking credit. Reviewed on: 9th June 2026

Reliable and really convenient, especially now with...

Reliable and really convenient, especially now with a physical card. I use PayPal for as much spending as possible, as you also get 4 months to pay on purchases over £100 Reviewed on: 9th June 2026

It's been there for me to use and i can use it in th...

It's been there for me to use and i can use it in the shops. Reviewed on: 9th June 2026

Never had any issues, always there!

Never had any issues, always there! Reviewed on: 9th June 2026

Never had any problems with using PayPal.

Never had any problems with using PayPal. The site is easy to use and follow, information is understandable. Regular updates on usage, interest rates, new services and reminders. The option to make payments so they are more manageable is great and very handy. Never had any issues with refunds or claims either. Reviewed on: 9th June 2026

Helped make a happier life possible despite hard tim...

Helped make a happier life possible despite hard times - that so many folk are struggling to survive right now - for granny and me when i had to give up my job to be her full time carer. With careful budgeting Paypal played a crucial part in helping us survive and more. Reviewed on: 9th June 2026

Easy too use, a few clicks and your done, great buye...

Easy too use, a few clicks and your done, great buyer protection, accepted at amazing number of places. Great customer services when there are any problems, very helpful and very easy to track your spending Reviewed on: 9th June 2026

Highly recommended

I love not having to get up and find my wallet every time I want to buy something online. I just log in with my face ID or email, and boom—done. Reviewed on: 9th June 2026

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