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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180842 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180842)

Easy and reliable

Unfortunate calling to customer serving usually means waiting online. Otherwise brilliant way to afford things with paying later. Have had it for years. Reviewed on: 9th June 2026

Great service.

Great service. Always trust paypal when buying from new places. Reviewed on: 9th June 2026

Debit deals, credit deals & Pay in 3 deals

Debit deals, credit deals & Pay in 3, all conveniently at my fingertips Reviewed on: 9th June 2026

Always great service over many years.

Always great service over many years. Reviewed on: 9th June 2026

PayPal credit

It's just great , easy to use app Reviewed on: 9th June 2026

Verysatisfied

Very happy. It really help me with my financial problem. i could use it to improve my house . Stress free and easy to apply.i recommend it everyone and i prefer it to credit card.I am really satisfied with it and its easy to use Reviewed on: 9th June 2026

I've used PayPal now for a few years.

I've used PayPal now for a few years.. its so easy when paying online for goods.. the PayPal credit and the 4 months interest on goods over £100 is so useful especially whilst everyday cost of living is getting harder. Reviewed on: 9th June 2026

0% rates

Really easy to apply for finance as an exsiting Paypal & offered a 0% option when other lenders wanted significant APR percentages Reviewed on: 9th June 2026

Very good offer (£20 off first purchase).

Very good offer (£20 off first purchase). Easy to use and set up payments. Also very convenient. I like that I have the option of using PayPal Credit anywhere, not just online, and also have the option of a physical card if I want one. Reviewed on: 9th June 2026

Good customer service is in top of my head and easy...

Good customer service is in top of my head and easy access to the app and bank account Reviewed on: 9th June 2026

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