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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181147)

Awesome!

5
PayPal credit is the easiest credit service I have ever used. The terms are outlayed very transparently, the updates about your payments/balance etc are frequent, and the the overall service is quick, intuitive and accepted on thr vast majority of e-commerce places. Reviewed on: 9th June 2026
Dyscaphia's avatar
Dyscaphia

great service and always on time

5
great service and always on time Reviewed on: 9th June 2026
Ronald Charters's avatar
Ronald Charters

Love the perks, layout of the app

5
Love the perks, layout of the app Reviewed on: 9th June 2026
Alice 's avatar
Alice

How paypal credit perks have benefitted me

5
Using PayPal credit has helped me with spending online and in shop purchases. I have enjoyed the perk of spending over £100 on a purchase which allows you to pay back within 4 months without interest. More recently I have been using the card more often and having a good credit limit has helped me with my purchases and use. Reviewed on: 9th June 2026
Luke S's avatar
Luke S

Overall positive experience.

5
My experience of using paypal as a payment method is overall a positive one. I find online shopping much easier knowing indont have to input my card details and the option of spreading my payments out over 3 makes paying for larger more expensive items accessible. Reviewed on: 9th June 2026
Ashley Robey's avatar
Ashley Robey

Overall positive experience.

5
My experience of using paypal as a payment method is overall a positive one. I find online shopping much easier knowing indont have to input my card details and the option of spreading my payments out over 3 makes paying for larger more expensive items accessible. Reviewed on: 9th June 2026
Ashley Robey's avatar
Ashley Robey

Great service

5
I have always had a really positive experience and the different payment options are really helpful depending on the circumstances. For larger purchases it’s great to have the option to pay 0% interest and split the payments. Reviewed on: 9th June 2026
NG's avatar
NG

I love the simplicity

5
I love the simplicity of PayPal as I can see all my transactions in one app. I also love the security that Paypal provides when transferring money Reviewed on: 9th June 2026
Donnie M's avatar
Donnie M

My Go Too

5
I have used Paypal for years and find it easy, smooth and reliable Reviewed on: 9th June 2026
Claire 's avatar
Claire

It was good experience and rewarding

4
It was good experience and rewarding Reviewed on: 9th June 2026
Thando j's avatar
Thando j

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