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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy paypal

PayPal is asumo rest of paying for things, however since the new update i find it hard to navugste the site. Reviewed on: 9th June 2026

I like the app and the way you can top up your balan...

I like the app and the way you can top up your balance so not using your own bank balance, gives greater control over spending. Reviewed on: 9th June 2026

Easy to use, great app and great customer service.

Easy to use, great app and great customer service. Reviewed on: 9th June 2026

Paypal Credit is so quick and easy, a delight to use.

Paypal Credit is so quick and easy to use, excellent value and no loads of questions and remembering account numbers or getting confirmation texts, just put in your password and the deal is done safe and securely giving 100% confidence with any purchase from a pub transaction to an overseas order. Reviewed on: 9th June 2026

Positive PayPal!

Nothing but positive experiences with PayPal!! Thanks! Reviewed on: 9th June 2026

PayPal Provides Enhanced Financial Flexibility

I have been extremely impressed by PayPal from the start. As the years have gone by my experience has become even better. It has enhanced my financial flexibility in such a positive way. Thank you. Reviewed on: 9th June 2026

Quick and easy application without the jargon or com...

Quick and easy application without the jargon or complex hoops. Reviewed on: 9th June 2026

It really the easiest way to pay. sthe paypal lin...

It really is hassle free I just click the paypal link at checkout and that's it no filling in name address etc ,plus if I have a query The customer service is second to none Reviewed on: 9th June 2026

Good experience using the PayPal credit.

Hello, I used PayPal Credit to pay hotel accommodation and flight tickets. I had a good experience using the app online. Reviewed on: 9th June 2026

Safe spending

I can rely on them for security when buying anything from pet food to holidays I always feel it is a safer option these days to pay with paypal. Plus it gives me the option to spread repayments interest free. Reviewed on: 9th June 2026

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