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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57516 reviews)

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4.91

Based on 57,516 reviews, last reviewed 8th Apr 2026

619800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal makes life easy. Paypal makes life easy. They always provide incredible customer service and look after me to the fullest ! Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57516)

PayPal offers convenient payment processing, but ...

PayPal offers convenient payment processing, but it's not without its flaws. While transactions are generally smooth, occasional freezes or holds can be frustrating. Customer service responses vary; some find them helpful, while others feel they fall short. Security measures are robust, yet cases of unauthorized transactions have been reported. Overall, PayPal serves its purpose but could improve in addressing customer concerns and enhancing security protocols. Reviewed on: 14th May 2024

No problems using this service, payments and transfe...

No problems using this service, payments and transfers done instantly Reviewed on: 14th May 2024

PayPal credit.great service.

WhenI called them with a problem they were very happy to sort it out,and being older I don’t always understand modern technology but she was patient with me and very understanding so.I was very pleased with my experience. Reviewed on: 14th May 2024

Very happy with the service.

Very happy with the service. Excellent customer service and great app easy to navigate. Thank you Reviewed on: 14th May 2024

I like paypal it's a safe and convenient way to pay...

I like paypal it's a safe and convenient way to pay I recommend it to my friends and family I do all my shopping with paypal and I'm happy Reviewed on: 14th May 2024

In times where I needed some extra money paypal cred...

In times where I needed some extra money paypal credit definitely helped me to purchase the things I needed. Reviewed on: 14th May 2024

Great credit experience.

Great credit experience. They have alot of financial products to offer Reviewed on: 14th May 2024

Great service - make thing super easy and smooth.

Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024

Versatile credit

I appreciate the four months intrest free. Reviewed on: 14th May 2024

Brilliant

I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

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