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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180846 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180846)

PayPal credit is very convenient and helps manage sp...

PayPal credit is very convenient and helps manage spending better Reviewed on: 9th June 2026

This company does not allow balance transfers

This company is brilliant at not allowing you to transfer your balance to a lower interest card. They are also amazing at not highlighting this fact when making an application. What an amazing company..Yay. Reviewed on: 9th June 2026

Convenient and easy to manage

I have been using PayPal Credit and overall my experience has been good. It is convenient when I want to spread the cost of larger purchases and the application/process was simple. Payments are easy to manage through my PayPal account, and I like being able to see everything clearly in one place. The main thing I would advise is to use it carefully and make sure payments are made on time, because credit can become expensive if not managed properly. For me, it has been useful and straightforward when used responsibly. Reviewed on: 9th June 2026

PayPal Credit is Flexible

Have been using this facility for a while and it is a very flexible way to purchase items and help with budgeting. Reviewed on: 9th June 2026

PayPal offer great deals

PayPal offer great deals it's very easy to use Reviewed on: 9th June 2026

PayPal - The struggling GOAT.

Been using PayPal Credit for the last 4-5 years now. The promotional offer of no interest for 4 months on most purchases is so convenient. Love the fact that 90% of online retailers accept PayPal! I've never experienced an issue and the refreshed app with the new features is looking great! Keep improving PayPal! Reviewed on: 9th June 2026

The 4 months interest free credit is a boon

The 4 months interest free credit is a boon Reviewed on: 9th June 2026

Painting with confidence

I’ve used PayPal for all ranges of purchases from aftershave through to flights . I feel safe using PayPal & no that I can thoroughly check all purchases. Reviewed on: 9th June 2026

Paypal credit - easy to use

It is easy to use - flexible and everything you need to manage your finances is available on the app. Reviewed on: 9th June 2026

PayPal is great

Everything is easy. Efficient and safe. Everything easy Reviewed on: 9th June 2026

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