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PayPal: PayPal Credit reviews

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4.91
Based on 57,564 reviews, last reviewed 8th Apr 2026
624300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

pay pal credit is a great tool for lifes ups and downs I have used pay pal credit for couple of years and it has helped greatly. Especially when my washing machine and fridge failed and needed replacment. Reviewed on: 8th April 2026
Dean T's avatar
Dean T

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57564)

I’ve always had a pleasant experience using PayPal c...

5
I’ve always had a pleasant experience using PayPal credit, the interest is always low and you can pay back a minimum payment or in chunks. Super easy to use Reviewed on: 14th May 2024
Michaela 's avatar
Michaela

Very best service ,very easy buy stuff in online

5
Very best service ,very easy buy stuff in online Reviewed on: 14th May 2024
Jekaterina S's avatar
Jekaterina S

Could do a lot better.

1
Description of of products not accurate, it was asking for money to before a certain date, I did that but the small print said something different to what the app said. Set up a credit agreement and then have PayPal do something else due to its settings with customer service saying that's nothing to do with them. Reviewed on: 14th May 2024
Bob's avatar
Bob

Paypal credit treats customers well

5
Paypal credit has been treating me well.. it has affordable rpm. You can use paypal credit on a lot of different services. Repayment of the credit is easy and you can set up a direct debit for consistent repayment. Reviewed on: 14th May 2024
Anonymous A's avatar
Anonymous A

easy to operate and secure to pay online

5
easy to operate and secure to pay online Reviewed on: 14th May 2024
Kiril K's avatar
Kiril K

Pay pal is whom I go to excellent service

5
Pay pal is whom I go to excellent service Reviewed on: 14th May 2024
Carol green's avatar
Carol green

Makes my life easier

5
I'm using PayPal constantly. Love paypal credit as well as pay in three installments. It gives me flexibility and more time to pay for my purchases. Sending money to my friends can't be any easier. Reviewed on: 14th May 2024
Mariana 's avatar
Mariana

Paypal is always supporting me when I have questions...

5
Paypal is always supporting me when I have questions with good costumer service. Reviewed on: 14th May 2024
Anna Coelho's avatar
Anna Coelho

I have used PayPal for 20 years and I think it’s fan...

5
I have used PayPal for 20 years and I think it’s fantastic always been helpful and felt safe buying online Reviewed on: 14th May 2024
Danielle p's avatar
Danielle p

Added security and peace of mind

4
Overall very good and we use PayPal all the time for lots of transactions due to the added security it offers. PayPal helped us to retrieve a large payment from a fake online shop. Reviewed on: 14th May 2024
Chris L's avatar
Chris L

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