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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always easy to use.

Always easy to use. with various options. Great interest free options and the card is great as you earn points as you spend. Reviewed on: 9th June 2026

Love pay pal

Use pay pal for all my purchases never had a problem, if a problem arose pay pal sorted it Reviewed on: 9th June 2026

Convenient, Secure & Straightforward!

Have been using PayPal Credit for number of years now. Very convenient and safe to use whenever and wherever I am to purchase either products or services. I felt the deal on offer are very straightforward and very helpful, specially when you purchase over £100, you have 0% interest to pay it back over 4 months.. Reviewed on: 9th June 2026

Easy to use and very good when you have any...

Easy to use and very good when you have any problems Reviewed on: 9th June 2026

Very Easy and Straightforward

Applying was very easy and straightforward. Delivery of the physical cards could have been a little quicker, but poor service from Royal Mail is probably the biggest factor here. Registering the cards for use was also very easy and straightforward. Reviewed on: 9th June 2026

Efficient and useful service with PayPal

Always easy to use PayPal and prompt notification and responsive dialogue when engaging with PayPal support Reviewed on: 9th June 2026

Excellent

Easy to use and manage repayment Reviewed on: 9th June 2026

This is easy to use and been a life saver...

This is easy to use and been a life saver at times Reviewed on: 9th June 2026

Very convenient.

Very convenient. Especially if you just need some extra time to pay for something Reviewed on: 9th June 2026

Easy to use.

Easy to use. I have no problem at all. Reviewed on: 9th June 2026

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