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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,617 reviews, last reviewed 8th Apr 2026
629200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using PayPal for the yeas never have any issues... I'm using PayPal for the yeas never have any issues Reviewed on: 8th April 2026
Michal J's avatar
Michal J

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57617)

So easy to use, easy to track

5
So easy to use, easy to track what credit is being utilised. Used by a real wide range of websites too which is extremely helpful too. Reviewed on: 14th May 2024
Luke M's avatar
Luke M

PayPal credit i wouldrecommend.

5
PayPal credit is really useful, 4 months interest free for spends over £100, can pay with direct debit and is now even better as I can link it to curve for payment not online Reviewed on: 14th May 2024
Lynda T's avatar
Lynda T

Happy Customer

5
It’s great to have such an easy to use Credit App on my phone. Convenient, reliable and very easy to use. No hidden costs or extras. Spread the cost but don’t pay more. What more do you want?! Happy Customer. Reviewed on: 14th May 2024
Will's avatar
Will

Always quick and easy to use, I feel safer when buyi...

5
Always quick and easy to use, I feel safer when buying through PayPal. Reviewed on: 14th May 2024
Ryan B's avatar
Ryan B

Thanks for PayPal

5
I been used PayPal long time, just say thank you for PayPal because I can pay something with the PayPal credit very helpful for me very much.Excellent customer service if you have problems with the transaction Reviewed on: 14th May 2024
Gede Astra's avatar
Gede Astra

Great service, 0% for four months is a fantastic thi...

5
Great service, 0% for four months is a fantastic thing to have as an option. Extremely easy to use and very practical. Can be used in lots of different places and means I can pay for things with flexibility. Reviewed on: 14th May 2024
Charlotte W's avatar
Charlotte W

Is that best I can get anything I like anytime and n...

5
Is that best I can get anything I like anytime and no problem Reviewed on: 14th May 2024
Adel B's avatar
Adel B

I love PayPal

5
I love PayPal credit especially paying in 4 month’s interest free for larger purchases. Reviewed on: 14th May 2024
Fiona M's avatar
Fiona M

Overall very good and easy to use

5
Overall very good and easy to use Reviewed on: 14th May 2024
Kali's avatar
Kali

Super convenient payment method

5
App is excellent, the ease of use of credit or pay over 3 is great Reviewed on: 14th May 2024
Greig S's avatar
Greig S

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