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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180848)

Cant fault PayPal it’s my number 1 choice with payin...

5
Cant fault PayPal it’s my number 1 choice with paying for items Reviewed on: 9th June 2026

It was a great help when setting up my business, whi...

5
It was a great help when setting up my business, which is no longer, but couldn't have tried if it was not for paypal Reviewed on: 9th June 2026

It's always easy with PayPal.

5
It's always easy with PayPal. Whether buying or disputing a poor product or service, they're always on your side. Reviewed on: 9th June 2026

easy and convenient way to pay for goods online secu...

5
easy and convenient way to pay for goods online securely Reviewed on: 9th June 2026

Always there to help.

5
Always there to help. New project? Pay Pal Reviewed on: 9th June 2026

Always easy to use, pay over 4 months gives me that...

4
Always easy to use, pay over 4 months gives me that extra flexibility and is easy to mange without getting hit with credit charges. Reviewed on: 9th June 2026

Really quick and easy to use and great customer serv...

5
Really quick and easy to use and great customer service highly recommend Reviewed on: 9th June 2026

Allways there when i need it, great service

5
Allways there when i need it, great service Reviewed on: 9th June 2026

Paypal Credit

5
Using Paypal credit is a great way of spreading out the cost without incurring added interest making larger payments so much easier to manage. Reviewed on: 9th June 2026

Would not be without PayPal

5
Started PayPal many years ago on eBay. Was a bit cautious initially and not many retailers accepted it. A few years down the line and I am so happy I have an account. In fact if I’m about to purchase anything and then find ‘no PayPal’ I will not continue. There have been a number of occasions I have needed to submit a dispute with a company and PayPal have intervened and solved the problem. The credit scheme is so helpful for my budgeting and easy to use. Reviewed on: 9th June 2026

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