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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181148)

Easy to use.

5
Easy to use. Easy to keep track of things using the app. Reviewed on: 9th June 2026

PayPal works for me.

4
PayPal works for me.easy payments from anywhere Reviewed on: 9th June 2026

Go to PayPal credit

5
Once I started with PayPal credit they have been very helpful te staff are very kind and welcoming on the whole my experience has been excellent Reviewed on: 9th June 2026

Recommend to everyone

5
Whenever I have a problem they sort it out Reviewed on: 9th June 2026

Great app, easy to use and good customer service

5
Great app, easy to use and good customer service Reviewed on: 9th June 2026

Paypal overall used to be good, pay in three has bee...

3
Paypal overall used to be good, pay in three has been a non starter for me I have had a better experience from another site. Reviewed on: 9th June 2026

Safe and easy to manage

5
PayPal, offers me a safe and easy way to manage payments while allowing me to access payment methods from one location making life very easy. Reviewed on: 9th June 2026

Paypal is easy to use lots of options to pay easy to...

5
Paypal is easy to use lots of options to pay easy to understand. I have been using it for years. Can pay in instalments and get credit aswell to pay later interest free. It’s brilliant. Also ots very secure and PayPal always confirms purchases first. I finf paypal very trustworthy way to pay Reviewed on: 9th June 2026

Good customer service experience

5
Had a good experience dealing with customer service to resolve an issue with a bad seller.The process was easy and effective Reviewed on: 9th June 2026

Safe online app that is user friendly

5
easy to access and straightforward to use Reviewed on: 9th June 2026

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