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PayPal: PayPal Credit reviews

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4.91
Based on 57,708 reviews, last reviewed 8th Apr 2026
637700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best payment option! The credit payments and option to use is really easy especially while buying expensive items. Also like the fact about the refund policy which is help... Read more Reviewed on: 8th April 2026
Mac's avatar
Mac

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57708)

Flexible easy to understand, make use of sending and...

1
Flexible easy to understand, make use of sending and making transactions online the through app Reviewed on: 15th May 2024
SANIA S's avatar
SANIA S

Reliable resource

5
Very Reliable with payments when I desperate need to make a purchase Reviewed on: 15th May 2024
Christie Barker's avatar
Christie Barker

PayPal Credit is my go to payment method

5
Having the flexibility to pay with PayPal credit at 0% interest over 4 months is excellent and is my go to payment method when purchasing anything online that's £99 and over Reviewed on: 15th May 2024
Neelam's avatar
Neelam

Cost of living saver

5
Paypal makes life more affordable when you need emergency purchases Reviewed on: 15th May 2024
Gmcgar's avatar
Gmcgar

Paypal is very handy!

5
Paypal gives you time to pay for your goods, very helpful. Reviewed on: 15th May 2024
Antonio M's avatar
Antonio M

Happy ,recommend

5
Happy ,gona use it further ,already together for 10 years Reviewed on: 15th May 2024
Andrius's avatar
Andrius

I can recommend this to my friends and family

5
I’m happy really help me a lot in terms of purchasing items in any of the stores, I feel secure, any time I can use to buy online Reviewed on: 15th May 2024
Antonina Quesada's avatar
Antonina Quesada

Always Saves the day the best to use

5
Always Saves the day the best to use Reviewed on: 15th May 2024
Georgette M's avatar
Georgette M

Simply easy to work with

5
PayPal credit with a semi good interest rate has saved me from making really difficult decisions with a great monthly repayment at an affordable rate. Provided a good investment overall. The interest free period of four months allows more flexibility over larger purchases allowing more time to repay without incurring interest. Thus saving money. Reviewed on: 15th May 2024
Chewy's avatar
Chewy

Always happy with PayPal

5
Always happy with PayPal, customer service helped me all time, good interest rates Reviewed on: 15th May 2024
Petrica 's avatar
Petrica

Review PayPal: PayPal Credit now

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