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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180853 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180855)

Amazing Service!!

Very easy to use helpful support when needed, App is superb. Reviewed on: 9th June 2026

Very good can’t help more if you have issues

Very good can’t help more if you have issues Reviewed on: 9th June 2026

Simple to use and helps manage your money.

Simple to use and manage your money. Empowers my finances Reviewed on: 9th June 2026

Convenient, easy to use and widely available.

I’ve used the 0% 4 month deal and the pay in 3, it’s so convenient and easier to understand what is needed to stay up to date with payments. The addition of the CC, so it can be used at non-PayPal vendors is *chefs kiss*. Reviewed on: 9th June 2026

Amazing app to use and so easy to navigate

Amazing app to use and so easy to navigate Reviewed on: 9th June 2026

Always been very easy and flexible to suit me.

Always been very easy. It’s made managing my finances when purchasing more expensive items very easy by spreading the payments over a number of months and made certain products more accessible without long term commitment or high apr rates. I use it very regularly and just pay it up or as much as I want when I want to get the credit cleared. Would highly recommend and would live without it. I would also recommend the PayPal credit card which gives me the flexibility of PayPal but on items in shops or on websites like a certain company named after a rainforest where you are unable to checkout using PayPal. Reviewed on: 9th June 2026

Makes paying online safer and easier.

Makes paying online safer and easier. I always use PayPal. If there is a problem with a retailer PayPal deal with it for you very quickly and efficiently. Reviewed on: 9th June 2026

i don't purchase anything online if they don't have...

i don't purchase anything online if they don't have pay pal as an option Reviewed on: 9th June 2026

Easy to use, clear to understand

Easy to use, clear to understand Reviewed on: 9th June 2026

It’sgreat that the card is accepted in most places a...

It’sgreat that the card is accepted in most places and it gives you extra security when buying online especially with so many scammers about. Reviewed on: 9th June 2026

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