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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Great service

14 years customer. I cannot recommend enough Reviewed on: 9th June 2026

Always use PayPal,Excellent service easy to use and...

Always use PayPal,Excellent service easy to use and find pay in three so flexible Reviewed on: 9th June 2026

Been using PayPal for years.

Been using PayPal for years.Safe payments, buyer protection. Reviewed on: 9th June 2026

Overall an excellent experience, some minor issues.

Overall an excellent experience, some minor issues when trying to pay in apps; continual pop-up to take credit card (which I already have) and payment confirmation is not clear that one has been made Reviewed on: 9th June 2026

Easy to get hold of customer service

I have always been able to get hold of customer service quite readily and even talk to them on the phone which is a nice thing to be able to do. The only improvement would be to make card payments to pay money into your account instant rather than take a few says to go through. Reviewed on: 9th June 2026

Very easy to use

Very easy to use, useful when don’t have the money while I wait for payday Reviewed on: 9th June 2026

Great service.

Great service. Very safe and secure. Reviewed on: 9th June 2026

Never a issue, always good support

Never a issue, always good support Reviewed on: 9th June 2026

Very easy to use I use it a lot...

Very easy to use I use it a lot Reviewed on: 9th June 2026

Convenient and easy to manage.

I found PayPal Credit simple and straightforward to use. The application process was quick, the information was clear, and it gave me a flexible way to spread the cost of a purchase without feeling complicated. I liked being able to manage everything online and keep track of payments easily. Overall, it has been a convenient and reliable service, and I would be happy to use it again. Reviewed on: 9th June 2026

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