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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

Pay Pal my go to payment method

5
Such an easy process,love Pay Pal,feel happy safe and secure with Pay Pal Reviewed on: 9th June 2026

It’s a great option when paying for goods and gettin...

5
It’s a great option when paying for goods and getting short term credit Reviewed on: 9th June 2026

Don't have any problems with PayPal credit.

5
Don't have any problems with PayPal credit. Reviewed on: 9th June 2026

Really great facility for providing the affordable m...

5
Really great facility for providing the affordable means to make a quality purchase. Very pleased with the overall experience Reviewed on: 9th June 2026

Trustworthy easy and swift

5
All transactions swift .Easy to navigate and trustworthy process. Reviewed on: 9th June 2026

Had no issues, long term user, have tried others but...

5
Had no issues, long term user, have tried others but less comfortable in using them, paypal seems much easier to use Reviewed on: 9th June 2026

Simple and straightforward as every service ofnthis...

4
Simple and straightforward as every service ofnthis kind should be. Reviewed on: 9th June 2026

Brilliant credit service!

5
I’ve only said neutral for customer service as I’ve not had to use it. Really rate PayPal credit as so many repayment options with manageable way to keep interest to a minimum. Love pay in 3 and having 4 months interest free over £100! Reviewed on: 9th June 2026

Easy and Convenient

5
It’s just so easy and convenient to use for all those unexpected expenses. Reviewed on: 9th June 2026

Just dreamy.

5
Easy to use & set up, with great communication. It’s all in the palm of your hand & making payments is a breeze. Reviewed on: 9th June 2026

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