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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

I've always use paypal to pay my shopping.

I've always use paypal to pay my shopping. Reviewed on: 9th June 2026

Quality of service

I have been enjoying excellent service I started using PayPal. The PayPal app is also very easy to use Reviewed on: 9th June 2026

positive experience.

positive experience and good customer experience Reviewed on: 9th June 2026

Paypal Credit : Credit Saviours!

I had an unfortunate issue with my car which meant I had to stump up near on £500 to get it fixed, if I hadn't have had PayPal Credit then my car would still be in the state it was 4 weeks ago = undriveable. Paypal Credit enabled me to get back on the road and deal with a high purchase of money that wasn't sat in my savings or current account, absolute saviours! Reviewed on: 9th June 2026

Never an issue, always good support.

Never an issue, always good support. Have been using it for many years and when I see pay pal I see that I can trust to buy. Effortlessly to transfer money too. Reviewed on: 9th June 2026

PayPal is easy to use and a treat tool for splitting...

PayPal is easy to use and a treat tool for splitting payments Reviewed on: 9th June 2026

I've always had a good experience with Paypal.

I've always had a good experience with Paypal. It's easy to use and any issues i've had have been dealt with quickly and efficiently. Reviewed on: 9th June 2026

Excellent service

I have been using PayPal for a number of years, when I have a problem they resolve it. Reviewed on: 9th June 2026

Dissappointed

never had a problem until i bought tickets to the celion dion concert which got cancelled but then i never got my money back because the refund had gone to a closed card - when i contacted paypal they said it had gone to a card ending in 0011 however refused to tell me the bank so i am left without almost £500 refund as the money is sat in an account ending in 0011 but i dont have this account nor do i remember the bank account. Reviewed on: 9th June 2026

Excellent user experience and a Customer Service tea...

Excellent user experience and a Customer Service team you can get hold of with minimal waiting time. A good range of options for spreading finances. Reviewed on: 9th June 2026

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