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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

Simple - honest - flexible

5
Simple to apply and a great app that offers comprehensive services and is easy to navigate. Chang payment dates, payment amounts with a few clicks - awesome. Reviewed on: 9th June 2026

Excellent and convenient service as always

5
Excellent and convenient service as always Reviewed on: 9th June 2026

I love Paypal

5
I love Paypal, I use it for everything as it is trustworthy and secure. Reviewed on: 9th June 2026

PayPal is sufficient for the great things they provi...

5
PayPal is sufficient for the great things they provide and help and support they give when it's needed. Reviewed on: 9th June 2026

Amazing option!

5
Amazing for when I need stuff now but I can't pay quite yet Reviewed on: 9th June 2026

What can I say, feel more protected using PayPal

5
What can I say, feel more protected using PayPal Reviewed on: 9th June 2026

Always recommend using PayPal

5
I feel protected when paying for things and it has all my bank cards in one place to pay, the pay in 3 and the interest free for 4months are fantastic options. Reviewed on: 9th June 2026

It’s just so easy to buy bigger purchases especially...

5
It’s just so easy to buy bigger purchases especially with the credit card added, interest free periods are automatically applied and it’s easy to set up to pay off! Reviewed on: 9th June 2026

Safe and easy to use

5
Easy to use, and gives confidence that my transactions are protected from fraud, while also providing good interest free options. Reviewed on: 9th June 2026

Really easy to set up interest free payments over a...

5
Really easy to set up interest free payments over a few months - great tool for budgeting. Reviewed on: 9th June 2026

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