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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Great customer service.

Great customer service. I would be lost without PayPal. Reviewed on: 9th June 2026

Paypal is simple and easy to use.

Paypal is simple and easy to use. The app opens when other apps need it to confirm payments. Its easy to sign in. It has a good layout for checking what you have spent on there too. Paypal credit is helpful too. Reviewed on: 9th June 2026

Paypal credit makes my life easier

Paypal credit makes it possible to buy things when I need them and pay for them when I can afford to, I couldn't live without it now. Reviewed on: 9th June 2026

PayPal Flexible payment options

PayPal always offer flexible payment options such as 4 months interest free or Pay in 3. These are helpful options for me, particularly with online purchases. It means I do not have to pay the full amount for a purchase up front and should I not like an item or it is not fit for purpose, then I have only had to pay the smaller amount to then received back as a refund. Reviewed on: 9th June 2026

Can be a bit confusing with layout and what balance...

Can be a bit confusing with layout and what balance is due etc. especially if you are paying in increments on some items and need to pay the balance in full on otherd Reviewed on: 9th June 2026

It’s sometimes hard to work out what’s pending and w...

It’s sometimes hard to work out what’s pending and what’s going on your account. It’ll be good if that was a bit clearer a bit like my bank. Reviewed on: 9th June 2026

Several good experiences

Several good experiences once you work out what the payment dates are. Reviewed on: 9th June 2026

Always use on ebay purchases and never an issue.

Always use on ebay purchases and never an issue. Very easy to manage. Reviewed on: 9th June 2026

I use PayPal credit which has been a great service t...

I use PayPal credit which has been a great service to help manage cash flow. Reviewed on: 9th June 2026

Quick and easy.

Quick and easy. Everything very clear Reviewed on: 9th June 2026

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