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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

PayPal my credit friend Very reliable information.

5
Very reliable information. What you read is what you get no hidden extras Reviewed on: 9th June 2026

Been with PayPal for years, excellent company!

5
Been with PayPal for years, excellent company! Reviewed on: 9th June 2026

PayPal Credit Options

5
I regularly use pPayPal. The options to spread the cost using debit or credit cards are really helpful and simple to use. Reviewed on: 9th June 2026

Purchasing on the internet can be difficult but with...

5
Purchasing on the internet can be difficult but with PayPal it is easy and secure along with the option s of paying by their easy to access credit system. It’s my first option when making a purchase Reviewed on: 9th June 2026

A Very good service and good way to manage your fina...

5
A Very good service and good way to manage your finances Reviewed on: 9th June 2026

Enjoy using PayPal Credit.

5
Enjoy using PayPal Credit. Particularly like there’s a good 0% interest for 4 months. Perfect for larger purchases. Easy to use app and web app. Reviewed on: 9th June 2026

Easy to use and accessible.

5
Easy to use and accessible. Allows me to be more flexible with my spending Reviewed on: 9th June 2026

Safe and easy

5
Transactions are safe and easy to use. Reviewed on: 9th June 2026

The best and always ready to help.

5
The best and always ready to help. Easy to manage. Reviewed on: 9th June 2026

I find the flexibility of repayments excellent.

5
I find the flexibility of repayments excellent. More businesses are accepting PayPal. Pay in 3 is a great way to spread unexpected costs. Reviewed on: 9th June 2026

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