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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57813 reviews)

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4.91

Based on 57,813 reviews, last reviewed 9th Apr 2026

647300% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good Very good and good app and easy to navigate Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57813)

So very easy to use even by me being a dinosaur .

So very easy to use even by me being a dinosaur . Also makes buying items and spreading the cost over a few months ( interest free ) Excellent service . Reviewed on: 15th May 2024

Paypal has helped in many ways

PayPal credit has helped me with things that I've needed to help me in day to day life Reviewed on: 15th May 2024

Had a few issues buying items off people using PayPa...

Had a few issues buying items off people using PayPal and not receiving it and PayPal customer service was excellent to help me out getting my money back Reviewed on: 15th May 2024

Make payment online/digital much smoother

As it is linked to multiple payment method, it is much easier to the usual pay by credit card method, which one has to provide individuay when shopping on different e-commerce platform where saving card option is either unwise or unnecessary. Reviewed on: 15th May 2024

Good customer service, easy to use for online purchases

Good customer service, easy to use for online purchases Reviewed on: 15th May 2024

I always choose paypal for online payments

Ive used paypal for all sorts of payments and have always been very happy with how easily it works, whether ive been paying with my card via paypal or using my pay pal credit account. Its always easy and straightforward and quick. Reviewed on: 15th May 2024

Roadshow0121

Great experience easy and secure Reviewed on: 15th May 2024

Really good.

Really good. Would recommend very useful and handy if you want something just before payday, friendly staff too Reviewed on: 15th May 2024

Very happy

Very happy with PayPal services, plus it's very safe to use. Reviewed on: 15th May 2024

Love PayPal that helps me lots balance money and cou...

Love PayPal that helps me lots balance money and couldn’t afford one go and monthly is very helps that can afford a little Reviewed on: 15th May 2024

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