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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Easy, convenient to use and accesible

Easy, convenient to use and accesible Reviewed on: 9th June 2026

Very easy to use but would be easier if the money le...

Very easy to use but would be easier if the money left your account instantly when repaying. Reviewed on: 9th June 2026

Peace of Mind

I always use PayPal Credit when making large online purchases. The terms are acceptable, staff (if you ever have a query) have always been helpful, the statements are clear and easy to understand. It makes managing your purchases / finances so much easier giving you peace of mind. Reviewed on: 9th June 2026

Always easy to use, accepted universally.

Always easy to use, accepted universally and the security is amazing. I feel safe in the knowledge that PayPal is there to help me and protect me in my day to day life, so pleased with all aspects of this service which is a 5 stars from me. Reviewed on: 9th June 2026

It accepted at more retailers

I use it quite often it’s easy worry free and been accepted at more places Reviewed on: 9th June 2026

Good but could be improved

Used regularly, think the interest could be lower. I haven’t had to use customer service recently but I find it convenient Reviewed on: 9th June 2026

Always contactable, quality information and website

Always contactable, quality information and website Reviewed on: 9th June 2026

I like the ease of payment and the security.

I like the ease of payment and the security. Reviewed on: 9th June 2026

It has always been easy, safe and straightforward to...

It has always been easy, safe and straightforward to use PayPal. I feel trusting when I use it to pay Reviewed on: 9th June 2026

Very quick and easy and you know PayPal is reliable

Very quick and easy and you know PayPal is reliable Reviewed on: 9th June 2026

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