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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Easy and hassle-free

Always such an easy, painless experience to use PayPal. App is very intuitive and any queries have been answered very quickly. Reviewed on: 9th June 2026

Helped with food when money is low which is always p...

Helped with food when money is low which is always pay pal has helped feed my 6 children for years I would be lost with out it Reviewed on: 9th June 2026

Always hassle free

Always hassle free pre approved with all the shopping. I can use virtual card to pay for groceries etc. Very good apt and direct debit for all the payments. Reviewed on: 9th June 2026

Helping hands better than asking someone

It’s very good and very helpful in time of needs Reviewed on: 9th June 2026

PayPal credit is great.

PayPal credit is great. I love the 4 months with 0% interest! Reviewed on: 9th June 2026

Always easy to use and so secure

Always easy to use.Paying with PayPal is also secure so puts my mind at rest. Reviewed on: 9th June 2026

Best customer service.

I rarely have any problems with PayPal but when I do and contact customer services they are absolutely great and dealing with the problem. They always sort it. Reviewed on: 9th June 2026

Great backup for payments

Paypal have always been great for me. Any companies that do not forfill an order, Paypal will help me recover the money and saves me the hassle Reviewed on: 9th June 2026

Anytime, willing to help me sort the problems.

Anytime, willing to help me sort the problems. Reviewed on: 9th June 2026

PayPal is fantastic website.

PayPal is fantastic website, so simple to use which is grate for me as being dyslexic. When I was scam the got my money back. If I have a problem you can just call them. Where most site these day it's email or chat over the Internet. Been using PayPal for about 20 years, will continue for the rest of my life. All my family members us PayPal as well. Reviewed on: 9th June 2026

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