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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Happy with ease of use and safety of data

Happy with ease of use and safety of data Reviewed on: 9th June 2026

Steve’s review

Pay pal has been great to use it’s easy and flexible but most of all you know it’s secure and a way of paying you can trust Reviewed on: 9th June 2026

Great service and friendly syaff

Great service and friendly syaff Reviewed on: 9th June 2026

Great range of services.

Great range of services. Regular bank linked service, credit & pay in 3. Good value considering how useful it is. Customer service can be patchy & needs to be based in the UK. I’ve had difficulty communicating with contact centres abroad. While the service is available on a lot of websites, there are several where it would really help such as utilities, govt sites, eBay & Amazon. I recommend it regularly. Reviewed on: 9th June 2026

I20 year customer

I’ve been a PayPal user and customer for over 20 years. I’ve never experienced any issues or problems. Simple and easy to use. Credit rate is competitive with other providers Reviewed on: 9th June 2026

has always been very reliable and cost efficient, gr...

has always been very reliable and cost efficient, great app lots of information Reviewed on: 9th June 2026

Much easier to pay for goods instead of having to ad...

Much easier to pay for goods instead of having to add card number each time Reviewed on: 9th June 2026

good experience

I've had nothing but a good experience, easy to use, i always use PayPal if available Reviewed on: 9th June 2026

With Pal pal a pay pal credit you have choices, if s...

With Pal pal a pay pal credit you have choices, if something has gone wrong with the order pay pay are there to help retrieve your money back PayPal credit gives you more flexibility to buy from shops . I would not be without either of them very safe an secure Reviewed on: 9th June 2026

Using Paypal credit makes check out very fast,easy a...

Using Paypal credit makes check out very fast,easy and smooth. It makes shopping online very easy,safe and gives you more time to pay. Reviewed on: 9th June 2026

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