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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57830 reviews)

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4.91

Based on 57,830 reviews, last reviewed 9th Apr 2026

648800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good offers, flexible payment options! Good offers and flexible payment options without having to worry about interest when paid within the offer limit which is longer than any other regula... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57830)

I never have any problems with pay pal & when I have...

I never have any problems with pay pal & when I have spoken to them all is sorted immediately Reviewed on: 15th May 2024

I’m very happy to use my PayPal credit and it’s real...

I’m very happy to use my PayPal credit and it’s really flexible to use and pay money back Reviewed on: 15th May 2024

Great options & customer service

Been really helpful that they have options for instalments and the pay in 4 mos with no interest. Customer service were always helpful and polite. They answer professionally and provide more info which were really helpful. Reviewed on: 15th May 2024

Been with PayPal for many years and never had an issue.

Been with PayPal for many years and never had an issue. Best service provider Reviewed on: 15th May 2024

Views! Never had a problem with PayPal Credit.

Never had a problem with PayPal Credit. Easy to apply, use and keep track of. Reviewed on: 15th May 2024

I have used PayPal credit for years and love how eas...

I have used PayPal credit for years and love how easy the PayPal checkout option is on many vendors. Reviewed on: 15th May 2024

PayPal are the best bank app ever,always secure and...

PayPal are the best bank app ever,always secure and never an issue Reviewed on: 15th May 2024

PayPal credit has helped me when I didn’t have the m...

PayPal credit has helped me when I didn’t have the money to buy something I need/want and the interest rate is great so I’ve been using it a lot recently. It’s very handy to use at checkouts with no hassle and you can set up direct debit payments into it so you never forget to pay back monthly. Reviewed on: 15th May 2024

Superb customer support in a difficult time!

A fairly transparent company, they let me know of changes and if I need further clarification they are usually easy to reach on the phone. Their customer support is where they really shine, I’ve never had an interaction with the support team that hasn’t reassured me and informed me of service changes. While I’d recommend staying away from getting into credit for lots of reasons, at least I feel can say the team at PayPal credit will help and explain to the best of their abilities. Reviewed on: 15th May 2024

I love PayPal - easy to use and super secure.

I love PayPal - easy to use and super secure. A flexible way to pay for big purchases that are heavy on your wallet. I was able to book my holidays and spread the cost of the flights through a few months which makes it extremely convenient for me. I will use it for more purchases in the future! Reviewed on: 15th May 2024

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