Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Good communication and customer service

Good communication and customer service Reviewed on: 9th June 2026

Happy PayPal credit user

I am happy with how PayPal credit works. I did not use customer service and can’t really give feedback on that. Reviewed on: 9th June 2026

Low interest and payments flexibility

Low interest and payments flexibility Reviewed on: 9th June 2026

Easy to use, good rewards scheme, good communication

Easy to use, good rewards scheme, good communication Reviewed on: 9th June 2026

Paypal payment options are fantastic

It is so easy to choose the best Paypal payment method Reviewed on: 9th June 2026

Really helpful excellent

Really helpful had a best experience PayPal credit. Especially when you use on online shopping Reviewed on: 9th June 2026

excellent customer service

When I had a problem the operative was very good explained everything to me and how it would be wirk out I was very happy with the outcome Reviewed on: 9th June 2026

Paypal is excellent

I e been using Paypal for years and its great, never any issues. Reviewed on: 9th June 2026

Simply the best

Never had a problem without doubt simply the best will tell my friends to join the pay pal team Reviewed on: 9th June 2026

Gives great offers love the pay in 3

Gives great offers love the pay in 3 Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub