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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57871 reviews)

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4.91

Based on 57,871 reviews, last reviewed 9th Apr 2026

652500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use and if any issues they are resolved quickly. PayPal credit card is also good for retailers who don't accept PayPal itself Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57871)

Really handy.

Extremely handy for me. As long as everything is paid on time, it's a great thing to have access to. Reviewed on: 15th May 2024

Perfect! I love it

I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024

East to deal with and friendly

Easy to deal with and friendly and fast service Reviewed on: 15th May 2024

Very user friendly and simple to navigate, convenien...

Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024

very happy with pay pall app.

very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024

Problem free service for us.

Not had to use customer service. No problems at all. Handy credit service available for those unexpected or expensive buys Reviewed on: 15th May 2024

It's great for my ebay and making payments for meals...

It's great for my ebay and making payments for meals without jabbing to queue at bars and restaurants Reviewed on: 15th May 2024

PayPal credit gives me the flexibility I need

PayPal credit gives me the flexibility I need when sometimes I don’t have the money to pay off items right away. It is always good to know I have it for emergencies if I am ever cut short and need something in my house or for my child. Because these days not many of us have hundreds of pounds to pull out there and then. Reviewed on: 15th May 2024

Great app.

Great app. Very good protection. Reviewed on: 15th May 2024

Very beneficial credit and allow me to purchase and...

Very beneficial credit and allow me to purchase and pay without interés Reviewed on: 15th May 2024

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