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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180858)

I have been using PayPal for a long time.

5
I have been using PayPal for a long time. It’s accepted everywhere I shop and that makes life easy for me. Reviewed on: 9th June 2026

Easy to apply for and use but repayments not clear.

4
Easy to apply for and use but repayments not clear. Reviewed on: 9th June 2026

Very easy

5
Very easy to use and very flexible, accurate and fast Reviewed on: 9th June 2026

Fair and easy

4
Easy to use. Clear account details Reviewed on: 9th June 2026

Very easy transaction & an email to confirm

5
Very easy transaction & an email to confirm Reviewed on: 9th June 2026

PayPal make finances and payments so easy

5
PayPal make finances and payments so easy and convenient Reviewed on: 9th June 2026

My experience with pay pal has been great, no call f...

5
My experience with pay pal has been great, no call for concern. It's my best app for now. Reviewed on: 9th June 2026

I will always use PayPal when the option is there, i...

5
I will always use PayPal when the option is there, it makes me feel safer transacting online Reviewed on: 9th June 2026

So easy to use helps to budget and safe

5
It is so easy to use PayPal and the bonus of paying over four months helps if you have a larger purchase. Can also pay over 3 months where the payments are worked out for you in a payment plan. Especially useful at Christmas time when buying presents a larger than usual outgoings can pay off over time. Safe to use feel protected using as a payment provider. Reviewed on: 9th June 2026

I love Paypal

5
I love Paypal, I use it for everything as it is trustworthy and secure. Reviewed on: 9th June 2026

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