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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Always been helpful with any problems

Always been helpful with any problems Reviewed on: 9th June 2026

Easy to use.

Easy to use. Good offers on internet free payments Reviewed on: 9th June 2026

PayPal is great.

PayPal is great. Easy to use. Very safe. Give me the comfort that I won’t get scammed Reviewed on: 9th June 2026

0% interest is great

i like the 0% interest if you spend over £100 Reviewed on: 9th June 2026

No brainer

Very easy to set up easy to contact any problems with dealt with swiftly Reviewed on: 9th June 2026

I've been really impressed with PayPal Credit.

I've been really impressed with PayPal Credit. The interest-free period is a standout feature, being able to spread a purchase over several months without paying extra is genuinely helpful for budgeting. What sets it apart from similar products is just how widely accepted it is. Whether you're shopping on a big marketplace or a smaller independent retailer, it tends to be right there at checkout. It's become my go-to option when I want flexibility without the commitment of a traditional credit card. Reviewed on: 9th June 2026

I always pay with PayPal as I feel my transactions a...

I always pay with PayPal as I feel my transactions are Safer if anything was to go wrong like refund desputes or scams PayPal will deal with it Reviewed on: 9th June 2026

Best short term credit

I use PayPal credit often because it gives options to take 3 payments with 0% interest or 4 months also with 0% interest. Very easy to use and manage. Reviewed on: 9th June 2026

Great service

Great service. Smooth process. User-friendly interface and customer services. Reviewed on: 9th June 2026

Used since the start.. and still use regularly!

I have used PayPal since the early 2000’s and I have never had a problem with any service offered. It has been a great and advanced service since I started using it. The credit terms offered are a great way to spread the cost over 3 or 4 months. It’s a simple system that seems very effective. Reviewed on: 9th June 2026

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