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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58756)

I have used PayPal credit several times and never ha...

5
I have used PayPal credit several times and never had any problems Reviewed on: 17th May 2024
Rob L's avatar
Rob L

Very good service, keep you up to date with informat...

5
Very good service, keep you up to date with information etc and always propose limit changes when they believe it is right for you Reviewed on: 17th May 2024
Matthew P's avatar
Matthew P

Very good staff!

5
Very good staff! Everything works great. Reviewed on: 17th May 2024
Edvardas 's avatar
Edvardas

I have been using paypal credit for a number of year...

5
I have been using paypal credit for a number of years and it is straightforward and easy to use. I have spoken with customer service advisors a number of times who have been helpful. Reviewed on: 17th May 2024
Sally L's avatar
Sally L

Happy and Satisfied User

5
I have been using PayPal credit for more than 3 years and I can say it offers peace of mind finance budgeting for big purchases as we do not have to pay any interest. I highly recommend PayPal credit. Reviewed on: 17th May 2024
Aakash S's avatar
Aakash S

I like spreading the cost with pa...

5
I like spreading the cost of items over £100 with pay in three. Reviewed on: 17th May 2024
Valerie 's avatar
Valerie

I’ve used PayPal to buy foods / eBay and pay my hote...

5
I’ve used PayPal to buy foods / eBay and pay my hotels and it really helps me as I can pay in up to 4 months interest free Reviewed on: 17th May 2024
Jennifer 's avatar
Jennifer

Clear and Easy to Use

4
This is the clearest and easiest to use line of credit I've seen. I know how much I owe, for what, and when each transaction is due, which isn't always the case with other lines of credit. Reviewed on: 17th May 2024
EmJay's avatar
EmJay

Best experience ever

5
PayPal crédit has enabled me to be more financially independent as they take care of my expenses in advance. I've been able to feel more comfortable about buying a number of items that before I would never have been able to afford. Paypal credit give hope and a chance to all those people who want to treat themselves but over the long term. I'd recommend it 1000%, I've already told people about it. Paypal credit have changed my life! Reviewed on: 17th May 2024
em's avatar
em

Most easy to deal with

5
They have been the most easy to deal with, always putting the client first and finding ways to make the experience better. They have been hassle-free and fair since I have been with them. Reviewed on: 17th May 2024
Sabah's avatar
Sabah

Review PayPal: PayPal Credit now

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