Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 58,813 reviews, last reviewed 11th Apr 2026
738300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

perfect service and i being a vulnerable adult find... perfect service and i being a vulnerable adult find it so secure to use rather than direct through my bank account online Reviewed on: 11th April 2026
marie j's avatar
marie j

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58813)

Paypal Credit is exceptional

4
I’ve used PayPal Credit, and it was exceptionally helpful. Easy to manage credit and purchases; and with 0% interest for 4 months for orders over £99! I’ve also used it to send money and it’s very efficient. I would truly recommend anyone to use it as it’s very beneficial. Reviewed on: 17th May 2024

I've used them many times over many years.

5
I've used them many times over many years. They've always been first class and everything has gone smoothly. Reviewed on: 17th May 2024

When I got scammed, PayPal was there for help with a...

5
When I got scammed, PayPal was there for help with a second to none customer service. Reviewed on: 17th May 2024

it's lovely and I love using paypal when every I am...

5
it's lovely and I love using paypal when every I am in need of some thing Reviewed on: 17th May 2024

Very good options .

5
Very good options . Thank you paypal Reviewed on: 17th May 2024

Smooth & fast, easy solution when in need

5
Smooth & fast, easy solution when in need Reviewed on: 17th May 2024

All excellent ,I am very happy , my experience is ve...

5
All excellent ,I am very happy , my experience is very good and very helpful , thank you for your support Reviewed on: 17th May 2024

Very good very nice easy to use would recommend

5
Very good very nice easy to use would recommend Reviewed on: 17th May 2024

Positive with your app and your staff.

5
Positive with your app and your staff. Kind and friendly Reviewed on: 17th May 2024

i find it very easy to use paypal, the app is easy t...

5
i find it very easy to use paypal, the app is easy to navigate and when i need support, i can chat and speak to an agent quite quickly Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review