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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,868 reviews, last reviewed 11th Apr 2026
743400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is good Very good online wallet, with good payment options Reviewed on: 11th April 2026
Marius Dinca's avatar
Marius Dinca

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58868)

Paypal is tops for me!

5
Paypal credit allowed me to purchase all my camera gear. It really helped me by getting most of my stuff with manageable payments. So happy and sooo impressed! Thank you paypal!! Reviewed on: 17th May 2024
Pieter C's avatar
Pieter C

PayPal credit is a great product.

5
PayPal credit is a great product. I use it often, helps me spread the cost of purchases I want. Reviewed on: 17th May 2024
Rorie B's avatar
Rorie B

Excellent

5
Easy to access and easy to use. Guaranteed payment back Reviewed on: 17th May 2024
Rita L's avatar
Rita L

Safe, prompt and peace of mind

5
I always feel safe while paying with PayPal, rather I prefer to pay with PayPal for most of the purchases where possible Reviewed on: 17th May 2024
BABAR JAMAL's avatar
BABAR JAMAL

PayPal is great for online payments

5
Love the convenience of using PayPal for online transactions. Also the 4 months interest free period is a great help. Very easy to manage the account on the app. I use it now as my primary credit account. Reviewed on: 17th May 2024
Rohit M's avatar
Rohit M

Very easy to deal with and great customer support wh...

5
Very easy to deal with and great customer support when needed. I have been a member for quite a while now and never had a situation that was not solved. Reviewed on: 17th May 2024
Robert D's avatar
Robert D

Easy to use, quick and simple and easy to manage

5
Easy to use, quick and simple and easy to manage. Several options to choose from, and if there is an issue it is quickly sorted. Reviewed on: 17th May 2024
Steph G's avatar
Steph G

Reliable ,trustworthy and exceptionally recommended.

5
I am 76, and on a state pension only. Thanks to Paypal, I can buy items for my 28 year old motorhome, and pay in 3, with no interest, I fully trust Paypal, and have used them for years, they can also get refunds, when the seller is not playing fair.Without Paypals help, I would not be using my motorhome this year. Reviewed on: 17th May 2024
Terry S's avatar
Terry S

Very helpful customer service staff - pay in 3 or4...

5
Very helpful customer service staff - pay in 3 or4 is a very helpful way to spread the. cost of something. Reviewed on: 17th May 2024
Peter K's avatar
Peter K

Always had a great experience with PayPal other than...

5
Always had a great experience with PayPal other than the one time I got charged a late fee even though the direct debit had gone out. Reviewed on: 17th May 2024
Megan A's avatar
Megan A

Review PayPal: PayPal Credit now

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