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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180863)

Great service.

5
Great service and 4 months interest free on all purchases over £100. Reviewed on: 9th June 2026

Nice & Simple

5
Always been straight forward and very intuitive to use Reviewed on: 9th June 2026

Very good app to use for financing!

5
Very good app to use for financing! Reviewed on: 9th June 2026

Always reliable and safe.

5
Always reliable and safe. Previous experience on problems PayPal customer service has been excellent Reviewed on: 9th June 2026

ON SPOT: PayPal

5
The customer support is always ON SPOT Reviewed on: 9th June 2026

Excellent service from PayPal Credit

5
Excellent service from PayPal Credit. The application process was quick and straightforward, with clear information provided throughout. The flexibility to spread payments has been very helpful, and managing the account online is simple and convenient. Payments are processed smoothly, and the overall experience has been hassle-free. A reliable option for managing larger purchases and short-term financing. Highly recommended. Reviewed on: 9th June 2026

5 stars all round!

5
Always a fantastic service, rarely have to contact support but when I do it’s a smooth and well delivered experience Reviewed on: 9th June 2026

Only positive!

5
My experience so far has been exceptional. Clear and precise information, easy set up and no email bombardment! Reviewed on: 9th June 2026

There when u need it.

5
There when u need it you can either pay on 3 or over time for bigger purchases Reviewed on: 9th June 2026

It is very easy to use and then to pay off.

5
It is very easy to use and then to pay off. The website is very clear and accessible. Reviewed on: 9th June 2026

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