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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Easy to use and low cost

Simple to select at website checkouts. Allows you to spread the cost at zero interest. Reviewed on: 9th June 2026

The ease of PayPal

I use PayPal where ever I can. It’s quick it’s easy and hassle free. Reviewed on: 9th June 2026

Paypal purchases and credit...

Ive used paypal credit to spread the cost of holidays, flights, Christmas gifts and more its easy to use good to spread the the cost but also another layer of security when purchasing online. I would recomend the use of Paypal. Reviewed on: 9th June 2026

Seamless and easy to use.

Seamless and easy to use. Particularly great for larger purchases or when you want a little added security Reviewed on: 9th June 2026

PayPal is perfect

Great service and easy to use, answers and queries get results quickly, have no worries about using it Reviewed on: 9th June 2026

I really like using pay in 3.

I really like using pay in 3. It’s easy to pay with this with retailers use and helps to spread the cost of bulk buy essential items and bigger events, like festival tickets etc. It’s really easy to use. Easy to keep track of and helps me not go into my overdraft!! Reviewed on: 9th June 2026

It’s worth everything in my life and every day to da...

It’s worth everything in my life and every day to day life truly matters and gratitude Reviewed on: 9th June 2026

Very easy to use, wonderfull products such as 4 mont...

Very easy to use, wonderfull products such as 4 month interest free purcases over 4 months. After receiving credit card I started even transition from my traditional banking to PayPal. Love how the issues being resolved so promptly and always fair . Definetly would recomend to anyone who wants simple and clear banking Reviewed on: 9th June 2026

Great way to spread costs on purchases

Great way to spread costs on purchases Reviewed on: 9th June 2026

Fantastic service, with Paypal credit and Pay in 3!

Fantastic service, with Paypal credit and Pay in 3! Reviewed on: 9th June 2026

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