Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 58,968 reviews, last reviewed 11th Apr 2026
752500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have very good experience I recommend to everyone... I have very good experience I recommend to everyone to open PayPal Reviewed on: 11th April 2026
Ardiana Z's avatar
Ardiana Z

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58968)

Secure and easy banking,

5
Secure and easy banking, fantastic a must Reviewed on: 17th May 2024

Very good service

5
Very good service quick response from customer service and helpful support Reviewed on: 17th May 2024

Brilliant service and on time payments

5
Brilliant service and on time payments Reviewed on: 17th May 2024

Perfect experience with paypal every time i use it!

5
Perfect experience with paypal every time i use it! Reviewed on: 17th May 2024

easy to use and helpful app

5
It’s very easy to use and it’s helpful being able to see and manage payments on the app Reviewed on: 17th May 2024

They're very good, especially their customer service...

5
They're very good, especially their customer service they are brilliant. And they protect our accounts from online shopping fraud. Reviewed on: 17th May 2024

Easy to use.

5
Easy to use. Makes shopping stress free. Always able to shop whenever I want and pay it up. Which is a great help if I don’t have money. Returns are great PayPal takes care of everything. Customer service is hassle free. So all round. PayPal is a winner Reviewed on: 17th May 2024

I absolutely love using PayPal credit

5
I absolutely love using PayPal credit because I know if anything I ever buy with PayPal isn’t exactly how it’s described or faulty I can guarantee a refund or a replacement with PayPal I also find it very useful that any orders over £99 are interest free for 4 months opposed to other companies which only other 3 months interest free Reviewed on: 17th May 2024

Very helpful credit .

5
Very helpful credit . I would recommend to everyone Reviewed on: 17th May 2024

PAY PAL ARE BRILL

5
Easy to use and navigate. They can easily resolve any issues with vendors Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review