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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180865)

Best customer service in the industry

5
The customer service line provides the best care possible Reviewed on: 9th June 2026

Quick, safe and reliable payment method

5
my my life easy and stress free. Excellent service never had a problem with it Reviewed on: 9th June 2026

Good overall but sometimes I find it difficult to ge...

4
Good overall but sometimes I find it difficult to get a customer service from a human being rather than AI agent Reviewed on: 9th June 2026

Great option pay in 3 instalments!

5
Great way to pay and I also like the options to pay, I particularly like the pay in 3 interest free instalments. Reviewed on: 9th June 2026

Very easy and friendly, most of the time

5
Very easy and friendly, most of the time Reviewed on: 9th June 2026

I really recommend to use this

5
I really recommend to use this method and it’s easy to use it Reviewed on: 9th June 2026

great experience really useful always recommend

5
great experience really useful always recommend Reviewed on: 9th June 2026

Great company, feel safe using them for my finances.

5
Great company, feel safe using them for my finances. Reviewed on: 9th June 2026

Reliable and efficient service

5
PayPal is extremely reliable when making online purchases and quick when sorting refunds. I enjoy using the PayPal credit service as I’m in control of my finances and I’m able to manage the payments effectively on the app. Receiving great offers which help as well. I enjoy using the platform due to it’s efficiency! Reviewed on: 9th June 2026

Swift secure exchange of money.

5
Swift secure exchange of money. Details held in one place on the internet instead of needing to enter card details continually. Best online banking I have encountered. Reviewed on: 9th June 2026

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