Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Happy PayPal user

Been using for couple years now, my card always on hand, any online shopping or big purchases in shops - paypal credit all the way Reviewed on: 9th June 2026

Long Time Customer...First Time Reviewer

I've been using PayPal for years and it's always my first choice when shopping online. It just makes everything easier and feels like the most reliable way to pay. If a retailer doesn't offer PayPal, I'll often shop somewhere else because I much prefer using it whenever I buy online. It's also my default way to pay for holiday accommodation. I also find it less intimidating than using a credit card. I love the PayPal app too. It's really easy to use and makes it simple to check my transactions or manage my direct debit. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. And helpful when you need to put stuff on credit or spread the monthly cost Reviewed on: 9th June 2026

So easy to use, and the no interest periods are great.

So easy to use, and the no interest periods are great. It just makes things a little bit easier when the cost of living is getting higher and managing money is becoming more difficult. Reviewed on: 9th June 2026

Using for many years and never experience any issues.

Using for many years and never experience any issues. Reviewed on: 9th June 2026

PayPal is the safest way to shop ,

PayPal is the safest way to shop , they always have your back ,the app is great & great to navigate around keeping shopping enjoyable . Reviewed on: 9th June 2026

It’s so easy to use and understand

It’s so easy to use and understand Reviewed on: 9th June 2026

Been wwith PayPal over 20 years.

Been wwith PayPal over 20 years. Never a problem and all works well. Even in case resolution Reviewed on: 9th June 2026

Best app eben though there are other options.

Very easy app to use, quick and user friendly. Lots of uses and therefore provides great solutions l. Reviewed on: 9th June 2026

Transactions are always fast and with no issues, UI...

Transactions are always fast and with no issues, UI is intuitive and simple, and the app overall promotes confidence Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub