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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,968 reviews, last reviewed 11th Apr 2026
752500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have very good experience I recommend to everyone... I have very good experience I recommend to everyone to open PayPal Reviewed on: 11th April 2026
Ardiana Z's avatar
Ardiana Z

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58968)

Champions of Interest Free Credit

5
Most efficient credit providers. The pay in 3 interest free offer is perfect, easy to set up and the rest is all done by PayPal. The pay in 4 interest free works perfectly, it’s easier to pay £400 in 4 x £100 over 4 moths than in a lump sum and it gathers no interest. Reviewed on: 17th May 2024
Bazatop's avatar
Bazatop

Simple, convenient

5
Simple, convenient, effortless so easy to pay for items using PayPal credit Reviewed on: 17th May 2024
Michelle w's avatar
Michelle w

Very easy to use, trustworthy and not too complicated.

5
Very easy to use, trustworthy and not too complicated. Reviewed on: 17th May 2024
Becky 's avatar
Becky

Very quick and easy to use.

5
Very quick and easy to use. Payments are easy to make and the payment reminders are very helpful. Reviewed on: 17th May 2024
Emma R's avatar
Emma R

Paypal is convenient and stress-free

5
I really like using PayPal Credit. It's easy to see how much I need to pay back each month, which makes managing my budget a lot less stressful. Plus, they send helpful email reminders, so I never forget a payment. One of the best parts is the no interest fees on purchases if I pay it off within a certain period. It’s been a really convenient and reliable service for me. Reviewed on: 17th May 2024
Katie H's avatar
Katie H

Really good and efficient helped me out when needed...

5
Really good and efficient helped me out when needed to get stuff with credit Reviewed on: 17th May 2024
Andrzej W's avatar
Andrzej W

Good service all time,there are never unsolvable pro...

5
Good service all time,there are never unsolvable problems,always help on time. Reviewed on: 17th May 2024
Modestas Jonaitis's avatar
Modestas Jonaitis

Amazing Very Happy

5
Very Happy with Pay Pal . Offer fantastic incentives. Reviewed on: 17th May 2024
Marion F's avatar
Marion F

I’ve been using PayPal credit for the past year and...

5
I’ve been using PayPal credit for the past year and so far it’s been great, what I love is that I can pay off early and keep using my credit Reviewed on: 17th May 2024
Dan E's avatar
Dan E

PayPal all the way

5
Have been a user of PayPal for many years, it's a great service and upon recommending many a friend started to use PayPal, too. Reviewed on: 17th May 2024
adamski's avatar
adamski

Review PayPal: PayPal Credit now

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